SiS Gold ๐Ÿคฉ
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Saya Siti Salmah (SiS) merupakan Authorised Dealer Public Gold (PG00273452) bersedia untuk membantu anda yang berminat untuk membeli & menyimpan/menabung emas.
https://publicgold.me/SiS
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5 Dinar Kini Tampil Berwajah Baharu.๐Ÿ‘๐Ÿ‘๐Ÿ‘

5 dinar ni kita boleh beli serendah RM100 dalam akaun Gold Accumulation Program (GAP).

Cukup 21.25 gram dalam GAP, dah boleh terus keluarkan 5 dinar emas seperti dalam gambar ini.

Apa fungsi 5 dinar ini? Saya kongsikan ye.

โœ… Boleh dijadikan dana kecemasan;
โœ… Boleh dijadikan dana pendidikan anak2;
โœ… Boleh dijadikan deposit beli rumah;
โœ… Sebagai modal untuk buat umrah; dan
โœ… Hantaran/mas kahwin.

Jom simpan emas. ๐Ÿ’ช๐Ÿป

Tekan pautan โคต๏ธ

https://publicgold.me/SiS/akaun-gap

#PG1M
๐Ÿ› ๐๐ž๐ฅ๐ข & ๐Œ๐ž๐ง๐š๐ง๐  ๐Ÿ ๐„๐ฆ๐š๐ฌ - ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ ๐Ÿ›

Tahniah diucapkan kepada ๐ฉ๐ž๐ฆ๐ž๐ง๐š๐ง๐  ๐๐ž๐ฅ๐ข ๐๐š๐ง ๐Œ๐ž๐ง๐š๐ง๐  ๐„๐ฆ๐š๐ฌ ๐ƒ๐ž๐ง๐ ๐š๐ง ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ yang berjaya memenangi ๐ ๐จ๐ฅ๐ ๐›๐š๐ซ ๐ž๐๐ข๐ฌ๐ข ๐ค๐ก๐š๐ฌ ๐ŸŽ.๐Ÿ“๐  (๐€๐ฎ๐Ÿ—๐Ÿ—๐Ÿ—.๐Ÿ—) untuk ๐Ÿ๐Ÿ ๐ƒ๐ข๐ฌ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’โœจ

Bermula ๐Ÿ๐ŸŽ ๐ก๐ข๐ง๐ ๐ ๐š ๐Ÿ๐Ÿ’ ๐ƒ๐ข๐ฌ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’, anda mempunyai peluang yang sangat besar untuk ๐ฆ๐ž๐ฆ๐ž๐ง๐š๐ง๐ ๐ข ๐ž๐ฆ๐š๐ฌ ๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ ๐๐š๐ง ๐†๐จ๐ฅ๐๐ž๐ง ๐‡๐จ๐ฎ๐ซ ๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ ๐ก๐š๐ซ๐ข๐š๐ง ๐€๐ง๐ฌ๐š๐ซ๐Œ๐š๐ซ๐ญ ๐Ÿคฉ.

๐๐ž๐ฅ๐š๐ง๐ฃ๐š ๐ฆ๐ข๐ง๐ข๐ฆ๐š ๐‘๐Œ๐Ÿ๐ŸŽ๐ŸŽ ๐๐š๐ง ๐ค๐ž๐š๐ญ๐š๐ฌ serta ikuti terma dan syarat yang lengkap di laman web PGMall, anda sudah layak tercalon sebagai salah seorang pemenang!

๐ƒ๐š๐ฉ๐š๐ญ๐ค๐š๐ง ๐ค๐ž๐ฌ๐ž๐ฆ๐ฎ๐š ๐ฉ๐ซ๐จ๐๐ฎ๐ค ๐ฉ๐ข๐ฅ๐ข๐ก๐š๐ง ๐š๐ง๐๐š ๐ก๐š๐ซ๐ข ๐ข๐ง๐ข! ๐Ÿก๐Ÿง‡๐Ÿข
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART

#JimatDenganPGMall
๐Ÿ› ๐๐ž๐ฅ๐ข & ๐Œ๐ž๐ง๐š๐ง๐  ๐Ÿ ๐„๐ฆ๐š๐ฌ - ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ ๐Ÿ›

Peraduan ini mempunyai dua kategori menarik: ๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ ๐๐š๐ง ๐†๐จ๐ฅ๐๐ž๐ง ๐‡๐จ๐ฎ๐ซ ๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ!

๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ dinilai berdasarkan pembelian tertinggi di ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ & ๐€๐ง๐ฌ๐š๐ซ๐…๐ซ๐จ๐ณ๐ž๐ง ๐๐ข ๐๐†๐Œ๐š๐ฅ๐ฅ dari ๐ŸŽ๐ŸŽ:๐ŸŽ๐ŸŽ ๐ก๐ข๐ง๐ ๐ ๐š ๐Ÿ๐ŸŽ:๐ŸŽ๐ŸŽ ๐ก๐š๐ซ๐ข ๐ญ๐ž๐ซ๐ฌ๐ž๐›๐ฎ๐ญ ๐Ÿ›๏ธ๐Ÿ’ฐ.

๐†๐จ๐ฅ๐๐ž๐ง ๐‡๐จ๐ฎ๐ซ ๐“๐จ๐ฉ ๐’๐ฉ๐ž๐ง๐๐ž๐ซ dinilai berdasarkan pembelian tertinggi di ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ & ๐€๐ง๐ฌ๐š๐ซ๐…๐ซ๐จ๐ณ๐ž๐ง, ๐Ÿ๐ŸŽ:๐ŸŽ๐Ÿ-๐Ÿ๐Ÿ‘:๐Ÿ“๐Ÿ— ๐ŸŒŸ๐Ÿ›’.

Jom membeli belah di ๐€๐ง๐ฌ๐š๐ซ๐ฆ๐š๐ซ๐ญ dalam ๐๐†๐Œ๐š๐ฅ๐ฅ dan nikmati peluang menang ๐Ÿ emas setiap hari! ๐Ÿฅณ

Dapatkan kesemua produk keperluan harian, minuman dan instant food dengan harga ๐ฌ๐ž๐ซ๐ž๐ง๐๐š๐ก ๐‘๐Œ ๐Ÿ๐ŸŽ.๐ŸŽ๐ŸŽ di Ansarmart ๐Ÿ›๏ธ๐Ÿ›’

๐‰๐š๐๐ข, ๐š๐ฆ๐›๐ข๐ฅ ๐ฉ๐ž๐ฅ๐ฎ๐š๐ง๐  ๐ข๐ง๐ข ๐๐š๐ง ๐›๐ž๐ฅ๐ข ๐ฌ๐ž๐ค๐š๐ซ๐š๐ง๐  ๐›๐ž๐ซ๐ฆ๐ฎ๐ฅ๐š ๐Ÿ๐ŸŽ ๐ก๐ข๐ง๐ ๐ ๐š ๐Ÿ๐Ÿ’ ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’๐Ÿ›๏ธ
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART

#JimatDenganPGMall
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1. Cincin Coco Lipan

916
Budget: RM 664
Berat: 1.51g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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2. Cincin Pintal

916
Budget: RM 363
Berat: 0.84 g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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3. Cincin Belah Rotan

916
Budget: RM 940
Berat: 2.30g
Size: 15 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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4. Cincin Gajah Pasir

Hollow 916
Budget: RM 249
Berat: 0.5g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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5. Cincin Beralun

916
Budget: RM 677
Berat: 1.63g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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6. Cincin Pintal

Solid 916
Budget: RM 721
Berat: 1.71g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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7. Cincin Belah Rotan Sparkle

916
Budget: RM 897
Berat: 2.17g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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8. Cincin Pintal Diamond

Solid 916
Budget: RM 1005
Berat: 2.46g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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12. Cincin Silang

Hollow 916
Budget: RM 718
Berat: 1.74g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Some people ask me, why does spread exist? Let me share with you โคต๏ธ

What is Spread?

The spread refers to the difference between the buy price (when you purchase gold) and the sell price (when you sell gold). For example, if the buy price for 1g of gold is RM410 and the sell price is RM379, the spread is RM31 or 7.5%.

Why Does Spread Exist?

The spread compensates gold dealers for operational costs, including storage, certification, and logistics. Itโ€™s a common practice in all industries, just like banks have fees or stockbrokers charge commissions.

Why is Public Goldโ€™s Spread Better?

Public Gold offers a spread of around 6-10%, depending on the gold product, which is more competitive than other brands or banks. Some banks or gold retailers might have spreads of 15-20%, significantly reducing your profit margins when selling gold.

Comparison with Bank Savings

When you save money in a bank, the returns are often lower, with savings accounts providing 1-2% annual interest. Inflation, typically around 2-3% per year, erodes your purchasing power, meaning your money loses value over time.

Gold, on the other hand, not only protects your wealth from inflation but also provides a hedge against currency depreciation. For example, mine, 53.55% increase in 4 years is a return of 13.39% per annum, significantly outpacing inflation and bank savings.

Key Takeaway

Even after accounting for Public Goldโ€™s spread (e.g., 7.5%), the net profit (e.g., 5.89% annually in my case) is still substantial compared to traditional bank savings. Plus, goldโ€™s intrinsic value and inflation protection make it a reliable long-term investment.

#PG1M