5 Dinar Kini Tampil Berwajah Baharu.๐๐๐
5 dinar ni kita boleh beli serendah RM100 dalam akaun Gold Accumulation Program (GAP).
Cukup 21.25 gram dalam GAP, dah boleh terus keluarkan 5 dinar emas seperti dalam gambar ini.
Apa fungsi 5 dinar ini? Saya kongsikan ye.
โ Boleh dijadikan dana kecemasan;
โ Boleh dijadikan dana pendidikan anak2;
โ Boleh dijadikan deposit beli rumah;
โ Sebagai modal untuk buat umrah; dan
โ Hantaran/mas kahwin.
Jom simpan emas. ๐ช๐ป
Tekan pautan โคต๏ธ
https://publicgold.me/SiS/akaun-gap
#PG1M
5 dinar ni kita boleh beli serendah RM100 dalam akaun Gold Accumulation Program (GAP).
Cukup 21.25 gram dalam GAP, dah boleh terus keluarkan 5 dinar emas seperti dalam gambar ini.
Apa fungsi 5 dinar ini? Saya kongsikan ye.
โ Boleh dijadikan dana kecemasan;
โ Boleh dijadikan dana pendidikan anak2;
โ Boleh dijadikan deposit beli rumah;
โ Sebagai modal untuk buat umrah; dan
โ Hantaran/mas kahwin.
Jom simpan emas. ๐ช๐ป
Tekan pautan โคต๏ธ
https://publicgold.me/SiS/akaun-gap
#PG1M
๐ ๐๐๐ฅ๐ข & ๐๐๐ง๐๐ง๐ ๐ ๐๐ฆ๐๐ฌ - ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ ๐
Tahniah diucapkan kepada ๐ฉ๐๐ฆ๐๐ง๐๐ง๐ ๐๐๐ฅ๐ข ๐๐๐ง ๐๐๐ง๐๐ง๐ ๐๐ฆ๐๐ฌ ๐๐๐ง๐ ๐๐ง ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ yang berjaya memenangi ๐ ๐จ๐ฅ๐ ๐๐๐ซ ๐๐๐ข๐ฌ๐ข ๐ค๐ก๐๐ฌ ๐.๐๐ (๐๐ฎ๐๐๐.๐) untuk ๐๐ ๐๐ข๐ฌ๐๐ฆ๐๐๐ซ ๐๐๐๐โจ
Bermula ๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐ ๐๐ข๐ฌ๐๐ฆ๐๐๐ซ ๐๐๐๐, anda mempunyai peluang yang sangat besar untuk ๐ฆ๐๐ฆ๐๐ง๐๐ง๐ ๐ข ๐๐ฆ๐๐ฌ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐๐๐ง ๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐ก๐๐ซ๐ข๐๐ง ๐๐ง๐ฌ๐๐ซ๐๐๐ซ๐ญ ๐คฉ.
๐๐๐ฅ๐๐ง๐ฃ๐ ๐ฆ๐ข๐ง๐ข๐ฆ๐ ๐๐๐๐๐ ๐๐๐ง ๐ค๐๐๐ญ๐๐ฌ serta ikuti terma dan syarat yang lengkap di laman web PGMall, anda sudah layak tercalon sebagai salah seorang pemenang!
๐๐๐ฉ๐๐ญ๐ค๐๐ง ๐ค๐๐ฌ๐๐ฆ๐ฎ๐ ๐ฉ๐ซ๐จ๐๐ฎ๐ค ๐ฉ๐ข๐ฅ๐ข๐ก๐๐ง ๐๐ง๐๐ ๐ก๐๐ซ๐ข ๐ข๐ง๐ข! ๐ก๐ง๐ข
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART
#JimatDenganPGMall
Tahniah diucapkan kepada ๐ฉ๐๐ฆ๐๐ง๐๐ง๐ ๐๐๐ฅ๐ข ๐๐๐ง ๐๐๐ง๐๐ง๐ ๐๐ฆ๐๐ฌ ๐๐๐ง๐ ๐๐ง ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ yang berjaya memenangi ๐ ๐จ๐ฅ๐ ๐๐๐ซ ๐๐๐ข๐ฌ๐ข ๐ค๐ก๐๐ฌ ๐.๐๐ (๐๐ฎ๐๐๐.๐) untuk ๐๐ ๐๐ข๐ฌ๐๐ฆ๐๐๐ซ ๐๐๐๐โจ
Bermula ๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐ ๐๐ข๐ฌ๐๐ฆ๐๐๐ซ ๐๐๐๐, anda mempunyai peluang yang sangat besar untuk ๐ฆ๐๐ฆ๐๐ง๐๐ง๐ ๐ข ๐๐ฆ๐๐ฌ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐๐๐ง ๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐ก๐๐ซ๐ข๐๐ง ๐๐ง๐ฌ๐๐ซ๐๐๐ซ๐ญ ๐คฉ.
๐๐๐ฅ๐๐ง๐ฃ๐ ๐ฆ๐ข๐ง๐ข๐ฆ๐ ๐๐๐๐๐ ๐๐๐ง ๐ค๐๐๐ญ๐๐ฌ serta ikuti terma dan syarat yang lengkap di laman web PGMall, anda sudah layak tercalon sebagai salah seorang pemenang!
๐๐๐ฉ๐๐ญ๐ค๐๐ง ๐ค๐๐ฌ๐๐ฆ๐ฎ๐ ๐ฉ๐ซ๐จ๐๐ฎ๐ค ๐ฉ๐ข๐ฅ๐ข๐ก๐๐ง ๐๐ง๐๐ ๐ก๐๐ซ๐ข ๐ข๐ง๐ข! ๐ก๐ง๐ข
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART
#JimatDenganPGMall
๐ ๐๐๐ฅ๐ข & ๐๐๐ง๐๐ง๐ ๐ ๐๐ฆ๐๐ฌ - ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ ๐
Peraduan ini mempunyai dua kategori menarik: ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐๐๐ง ๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ!
๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ dinilai berdasarkan pembelian tertinggi di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ & ๐๐ง๐ฌ๐๐ซ๐ ๐ซ๐จ๐ณ๐๐ง ๐๐ข ๐๐๐๐๐ฅ๐ฅ dari ๐๐:๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐:๐๐ ๐ก๐๐ซ๐ข ๐ญ๐๐ซ๐ฌ๐๐๐ฎ๐ญ ๐๏ธ๐ฐ.
๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ dinilai berdasarkan pembelian tertinggi di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ & ๐๐ง๐ฌ๐๐ซ๐ ๐ซ๐จ๐ณ๐๐ง, ๐๐:๐๐-๐๐:๐๐ ๐๐.
Jom membeli belah di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ dalam ๐๐๐๐๐ฅ๐ฅ dan nikmati peluang menang ๐ emas setiap hari! ๐ฅณ
Dapatkan kesemua produk keperluan harian, minuman dan instant food dengan harga ๐ฌ๐๐ซ๐๐ง๐๐๐ก ๐๐ ๐๐.๐๐ di Ansarmart ๐๏ธ๐
๐๐๐๐ข, ๐๐ฆ๐๐ข๐ฅ ๐ฉ๐๐ฅ๐ฎ๐๐ง๐ ๐ข๐ง๐ข ๐๐๐ง ๐๐๐ฅ๐ข ๐ฌ๐๐ค๐๐ซ๐๐ง๐ ๐๐๐ซ๐ฆ๐ฎ๐ฅ๐ ๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐ ๐๐๐๐๐ฆ๐๐๐ซ ๐๐๐๐๐๏ธ
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART
#JimatDenganPGMall
Peraduan ini mempunyai dua kategori menarik: ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ ๐๐๐ง ๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ!
๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ dinilai berdasarkan pembelian tertinggi di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ & ๐๐ง๐ฌ๐๐ซ๐ ๐ซ๐จ๐ณ๐๐ง ๐๐ข ๐๐๐๐๐ฅ๐ฅ dari ๐๐:๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐:๐๐ ๐ก๐๐ซ๐ข ๐ญ๐๐ซ๐ฌ๐๐๐ฎ๐ญ ๐๏ธ๐ฐ.
๐๐จ๐ฅ๐๐๐ง ๐๐จ๐ฎ๐ซ ๐๐จ๐ฉ ๐๐ฉ๐๐ง๐๐๐ซ dinilai berdasarkan pembelian tertinggi di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ & ๐๐ง๐ฌ๐๐ซ๐ ๐ซ๐จ๐ณ๐๐ง, ๐๐:๐๐-๐๐:๐๐ ๐๐.
Jom membeli belah di ๐๐ง๐ฌ๐๐ซ๐ฆ๐๐ซ๐ญ dalam ๐๐๐๐๐ฅ๐ฅ dan nikmati peluang menang ๐ emas setiap hari! ๐ฅณ
Dapatkan kesemua produk keperluan harian, minuman dan instant food dengan harga ๐ฌ๐๐ซ๐๐ง๐๐๐ก ๐๐ ๐๐.๐๐ di Ansarmart ๐๏ธ๐
๐๐๐๐ข, ๐๐ฆ๐๐ข๐ฅ ๐ฉ๐๐ฅ๐ฎ๐๐ง๐ ๐ข๐ง๐ข ๐๐๐ง ๐๐๐ฅ๐ข ๐ฌ๐๐ค๐๐ซ๐๐ง๐ ๐๐๐ซ๐ฆ๐ฎ๐ฅ๐ ๐๐ ๐ก๐ข๐ง๐ ๐ ๐ ๐๐ ๐๐๐๐๐ฆ๐๐๐ซ ๐๐๐๐๐๏ธ
https://pgmall.my/BELI-DAN-MENANG-2-EMAS-DENGAN-ANSARMART
#JimatDenganPGMall
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1. Cincin Coco Lipan
916
Budget: RM 664
Berat: 1.51g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
916
Budget: RM 664
Berat: 1.51g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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2. Cincin Pintal
916
Budget: RM 363
Berat: 0.84 g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
916
Budget: RM 363
Berat: 0.84 g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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3. Cincin Belah Rotan
916
Budget: RM 940
Berat: 2.30g
Size: 15 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
916
Budget: RM 940
Berat: 2.30g
Size: 15 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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4. Cincin Gajah Pasir
Hollow 916
Budget: RM 249
Berat: 0.5g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Hollow 916
Budget: RM 249
Berat: 0.5g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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5. Cincin Beralun
916
Budget: RM 677
Berat: 1.63g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
916
Budget: RM 677
Berat: 1.63g
Size: 14 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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6. Cincin Pintal
Solid 916
Budget: RM 721
Berat: 1.71g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Solid 916
Budget: RM 721
Berat: 1.71g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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7. Cincin Belah Rotan Sparkle
916
Budget: RM 897
Berat: 2.17g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
916
Budget: RM 897
Berat: 2.17g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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8. Cincin Pintal Diamond
Solid 916
Budget: RM 1005
Berat: 2.46g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Solid 916
Budget: RM 1005
Berat: 2.46g
Size: 13 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
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12. Cincin Silang
Hollow 916
Budget: RM 718
Berat: 1.74g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Hollow 916
Budget: RM 718
Berat: 1.74g
Size: 12 (not adjustable)
Diskaun 1%: PGANIT450
EPP6X: jadual bayaran 6 bulan
Some people ask me, why does spread exist? Let me share with you โคต๏ธ
What is Spread?
The spread refers to the difference between the buy price (when you purchase gold) and the sell price (when you sell gold). For example, if the buy price for 1g of gold is RM410 and the sell price is RM379, the spread is RM31 or 7.5%.
Why Does Spread Exist?
The spread compensates gold dealers for operational costs, including storage, certification, and logistics. Itโs a common practice in all industries, just like banks have fees or stockbrokers charge commissions.
Why is Public Goldโs Spread Better?
Public Gold offers a spread of around 6-10%, depending on the gold product, which is more competitive than other brands or banks. Some banks or gold retailers might have spreads of 15-20%, significantly reducing your profit margins when selling gold.
Comparison with Bank Savings
When you save money in a bank, the returns are often lower, with savings accounts providing 1-2% annual interest. Inflation, typically around 2-3% per year, erodes your purchasing power, meaning your money loses value over time.
Gold, on the other hand, not only protects your wealth from inflation but also provides a hedge against currency depreciation. For example, mine, 53.55% increase in 4 years is a return of 13.39% per annum, significantly outpacing inflation and bank savings.
Key Takeaway
Even after accounting for Public Goldโs spread (e.g., 7.5%), the net profit (e.g., 5.89% annually in my case) is still substantial compared to traditional bank savings. Plus, goldโs intrinsic value and inflation protection make it a reliable long-term investment.
#PG1M
What is Spread?
The spread refers to the difference between the buy price (when you purchase gold) and the sell price (when you sell gold). For example, if the buy price for 1g of gold is RM410 and the sell price is RM379, the spread is RM31 or 7.5%.
Why Does Spread Exist?
The spread compensates gold dealers for operational costs, including storage, certification, and logistics. Itโs a common practice in all industries, just like banks have fees or stockbrokers charge commissions.
Why is Public Goldโs Spread Better?
Public Gold offers a spread of around 6-10%, depending on the gold product, which is more competitive than other brands or banks. Some banks or gold retailers might have spreads of 15-20%, significantly reducing your profit margins when selling gold.
Comparison with Bank Savings
When you save money in a bank, the returns are often lower, with savings accounts providing 1-2% annual interest. Inflation, typically around 2-3% per year, erodes your purchasing power, meaning your money loses value over time.
Gold, on the other hand, not only protects your wealth from inflation but also provides a hedge against currency depreciation. For example, mine, 53.55% increase in 4 years is a return of 13.39% per annum, significantly outpacing inflation and bank savings.
Key Takeaway
Even after accounting for Public Goldโs spread (e.g., 7.5%), the net profit (e.g., 5.89% annually in my case) is still substantial compared to traditional bank savings. Plus, goldโs intrinsic value and inflation protection make it a reliable long-term investment.
#PG1M