🚨 ISO 20022 goes live July 14 - but what does that mean for #XRP?

Everyone’s screaming “$XRP is ISO 20022 compliant!” - but most don’t even understand what that actually means.

Let’s break it down 🧵👇

1/ What is ISO 20022? 🧐

🪙 It’s not a coin.
⛓️‍ It’s not a blockchain.

It’s a global messaging standard that allows financial institutions to communicate in a unified, data-rich format.

Think of it as upgrading the world’s payment system from fax to encrypted email. 📡

2/ Why is July 14 important? 🗓️

Because the U.S. Fedwire Funds Service, which settles trillions in payments, is finally switching to ISO 20022.

This brings the U.S. in line with Europe, SWIFT, and the rest of the modern financial system.

It’s a big deal. 💥

3/ Enter RippleNet 💧🥅

RippleNet is Ripple’s enterprise-grade network for banks and payment providers.

It’s fast.
It’s global.
It’s already ISO 20022-ready ✅

This means RippleNet can directly integrate with the upgraded banking infrastructure going live on July 14.

4/ So where does XRP fit in? ⏩

Let’s clear this up:

🚫 $XRP is not ISO 20022 compliant - because crypto tokens don’t use messaging formats.

✅ RippleNet is ISO 20022 compliant - and #XRP is used within RippleNet as a bridge asset.

That’s the difference.

5/ Why the confusion? 🤔

Because crypto Twitter loves buzzwords. 🤷‍♂️

Saying “$XRP is ISO 20022 compliant” sounds bullish - but it’s misleading.

ISO 20022 = a messaging upgrade
RippleNet = messaging system
#XRP = asset used inside that system

It’s like saying "gasoline is highway compliant" - makes no sense.

6/ So is $XRP affected by ISO 20022? 🚀

Absolutely. 💯
Here’s why:

When global payment rails switch to ISO 20022, systems like RippleNet can integrate more easily.

RippleNet adoption = more corridors
More corridors = more #XRP utility
More XRP utility = more demand 💸

7/ TL;DR 📋

🔹 ISO 20022 = financial messaging upgrade
🔹 RippleNet = ISO 20022 compliant
🔹 XRP = bridge asset used inside RippleNet
🔹 July 14 = U.S. joins the modern financial system

The rails are being laid. #XRP is ready.

8/ Final thought: 📍

You’re not early because you’re buying $XRP.
You’re early because you actually understand it.

ISO 20022 is the quiet foundation.
XRP is the rocket fuel. 🚀

Watch what happens next. 👀📈

📱 $589