🔆Ayushman Bharat-PMJAY?

✅PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government.

✅Launched in February 2018, it offers a sum insured of Rs.5 lakh per family for secondary care (which doesn’t involve a super specialist) as well as tertiary care (which involves a super specialist).

✅Under PMJAY, cashless and paperless access to services are provided to the beneficiaries at the point of service, that is, hospital.

✅Health Benefit Packages covers surgery, medical and day care treatments, cost of medicines and diagnostics.

✅Packaged rates (Rates that include everything so that each product or service is not charged for separately).
These are flexible but the hospitals can’t charge the beneficiary more once fixed.

✅Funding:
The funding for the scheme is shared – 60:40 for all states and UTs with their own legislature, 90:10 in Northeast states and Jammu and Kashmir, Himachal and Uttarakhand and 100% Central funding for UTs without legislature.

✅Nodal Agency:
The National Health Authority (NHA) has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PM-JAY in alliance with state governments.

✅The State Health Agency (SHA) is the apex body of the State Government responsible for the implementation of AB PM-JAY in the State.

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NAARI ADALATS

📌The scheme will be launched on a pilot basis in 50 villages each in Assam and Jammu and Kashmir from August.

📌The scheme will be extended to the rest of the country over the next six months.

📌The scheme will be run by the Ministry of Women and Child Development under the Sambal sub-scheme of Mission Shakti, which is dedicated to strengthening women's safety, security, and empowerment.

📌The implementation process will be done in collaboration with the Ministry of Panchayati Raj, the Ministry of Rural Development, and Common Service Centers operated by the Ministry of Electronics and Information Technology.

📌The scheme takes inspiration from the Parivarik Mahila Lok Adalats (People's Court of Women) that were run by the National Commission for Women (NCW) until 2014-15.

📌The main functions of the Nari Adalat include raising awareness about the legal rights and entitlements of women, resolving cases falling within its jurisdiction, and providing services such as alternate dispute resolution, grievance redressal, counseling, evidence-based decision making, negotiation, mediation, and reconciliation.

📌The platform will engage with citizens, promote awareness about women's rights, legal opinions, various schemes, and collect public feedback.

📌The members of the Nari Adalat will be nominated by the villagers.

📌The Nari Adalat does not hold any legal status

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Topic : unit 9 ( Tamilnadu economy)

இந்தியாவில் தொழில் செய்வதற்கு சிறந்த 7 மாநிலங்கள்
(Seven states among top achievers in 'Ease of doing business' ranking of states):

1.ஆந்திர பிரதேசம்
2.குஜராத்
3.தெலங்கானா
4.ஹரியாணா
5.கர்நாடகா
6.பஞ்சாப்
7.தமிழ்நாடு

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July 20