You Won’t Get Rich Saving Money
Growing up I had two types of dads, two different mindsets when it came to saving money.
My poor dad (my actual dad) always said, “Work hard and save money.”
Meanwhile, my rich dad (my best friend’s father) always said, “If you want to be rich and financially secure, working hard and saving money will not get you there.”
Look, saving money is a good start.
You need a savings cushion to help you out - especially in uncertain times.
But you can NOT save your way to wealth.
You see, what my poor dad didn’t understand is that when you only save your money, you’re going to lose out to inflation.
If you don’t know, basically inflation is when things around you become more expensive, so your money loses buying power.
For example:
The amount of goods you could buy for $1000 in 1971 would cost you $6,431.46 today.
However, that same amount invested with compound interest would have grown to about $20,000, assuming a 6 percent rate of return. Even if you only earn a 4 percent rate of return, it still grows to around $7,000.
Just like my poor dad, most people have no clue about the destructive power of inflation.
This lack of understanding just highlights the need for financial education.
If you want to achieve financial freedom you have to learn to invest in assets that produce cash flow.
Kredit Robert Kiyosaki
My advice, u all should read all his book then u will make more money and achieve your dream. Success is predictable.
Kredit:
Adam Fahmi Ghazali
Growing up I had two types of dads, two different mindsets when it came to saving money.
My poor dad (my actual dad) always said, “Work hard and save money.”
Meanwhile, my rich dad (my best friend’s father) always said, “If you want to be rich and financially secure, working hard and saving money will not get you there.”
Look, saving money is a good start.
You need a savings cushion to help you out - especially in uncertain times.
But you can NOT save your way to wealth.
You see, what my poor dad didn’t understand is that when you only save your money, you’re going to lose out to inflation.
If you don’t know, basically inflation is when things around you become more expensive, so your money loses buying power.
For example:
The amount of goods you could buy for $1000 in 1971 would cost you $6,431.46 today.
However, that same amount invested with compound interest would have grown to about $20,000, assuming a 6 percent rate of return. Even if you only earn a 4 percent rate of return, it still grows to around $7,000.
Just like my poor dad, most people have no clue about the destructive power of inflation.
This lack of understanding just highlights the need for financial education.
If you want to achieve financial freedom you have to learn to invest in assets that produce cash flow.
Kredit Robert Kiyosaki
My advice, u all should read all his book then u will make more money and achieve your dream. Success is predictable.
Kredit:
Adam Fahmi Ghazali
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Final sprint for June!🤩🤩
Disebabkan harga emas fizikal now di paras RM279, sangat menarik utk beli secara full payment or epp yer.
Kalau 1 dinar epp10 bulan around RM118 sahaja sebulan 😍
Cara beli emas fizikal - EPP
Layari publicgold.com.my atau app Public Gold:
- Login -> Klik Gold -> Pilih emas fizikal -> Klik Add to cart -> Klik Checkout -> Pilih Payment Option -> Pilih 6/10 months
-> Pilih Pick up at branch -> Pilih branch -> Tekan Agree with Terms and Conditions
-> Confirm and proceed payment . Teruskan buat bayaran bulan pertama. Selesai 😊
Cara beli emas fizikal - FULL PAYMENT
* Pastikan profile telah update and upload ic depan dan belakang
Layari publicgold.com.my atau app Public Gold:
- Login -> Klik Gold -> Pilih emas fizikal -> Klik Add to cart -> Klik Checkout -> Pilih GIT Shipment ( full payment only)
-> Pilih Alamat
-> Pilih Full Payment -> Tekan Agree with Terms and Conditions
-> Confirm and proceed payment . teruskan buat bayaran. Selesai 😊
Disebabkan harga emas fizikal now di paras RM279, sangat menarik utk beli secara full payment or epp yer.
Kalau 1 dinar epp10 bulan around RM118 sahaja sebulan 😍
Cara beli emas fizikal - EPP
Layari publicgold.com.my atau app Public Gold:
- Login -> Klik Gold -> Pilih emas fizikal -> Klik Add to cart -> Klik Checkout -> Pilih Payment Option -> Pilih 6/10 months
-> Pilih Pick up at branch -> Pilih branch -> Tekan Agree with Terms and Conditions
-> Confirm and proceed payment . Teruskan buat bayaran bulan pertama. Selesai 😊
Cara beli emas fizikal - FULL PAYMENT
* Pastikan profile telah update and upload ic depan dan belakang
Layari publicgold.com.my atau app Public Gold:
- Login -> Klik Gold -> Pilih emas fizikal -> Klik Add to cart -> Klik Checkout -> Pilih GIT Shipment ( full payment only)
-> Pilih Alamat
-> Pilih Full Payment -> Tekan Agree with Terms and Conditions
-> Confirm and proceed payment . teruskan buat bayaran. Selesai 😊
Kegembiraan seorang penyimpan emas. Masa first time beli dulu, katanya seharian takleh fokus wat keja sbb duk belek seketui 100gm gold bar tu 😅
Alhamdulillah tenang2 simpan emas utk masa depan 🥰
Alhamdulillah tenang2 simpan emas utk masa depan 🥰
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Jom target simpan Emas sehingga melayakkan kita membayar zakat Insya Allah ❤️
Syarat wajib zakat emas simpanan:
1. Cukup 85gm ke atas
2. Cukup haul setahun
Contoh bayar dekat website ppz as per video yer 👇
https://vt.tiktok.com/ZSdTYT29N/?k=1
Syarat wajib zakat emas simpanan:
1. Cukup 85gm ke atas
2. Cukup haul setahun
Contoh bayar dekat website ppz as per video yer 👇
https://vt.tiktok.com/ZSdTYT29N/?k=1
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1 dinar pertama utk newbie gold saver 🤩
Tinggal 6 hari jer berbaki sebelum masuk July! Sementara gaji masih fresh, jom kita alihkan sebahagian duit gaji kpd simpanan emas 🔥
1 dinar epp10 bulan serendah RM118 sebulan.
https://bit.ly/NurHilyati
Tinggal 6 hari jer berbaki sebelum masuk July! Sementara gaji masih fresh, jom kita alihkan sebahagian duit gaji kpd simpanan emas 🔥
1 dinar epp10 bulan serendah RM118 sebulan.
https://bit.ly/NurHilyati
Gais,
Saya ingin menjemput anda untuk belajar ilmu emas bertajuk “SAYA, EMAS DAN KEWANGAN” hari Sabtu ini.
Program ini adalah bertujuan berkongsi pengalaman dan kisah sebenar 2 orang dealer Public Gold iaitu puan Zainidar Sainan dan Noor Asikin .
Bagaimana mereka terlibat dengan emas? Dan bagaimana mereka boleh memilih Public Gold sebagai pilihan.
Serta bagaimana emas boleh menjana pendapatan pasif untuk anda.
Bagaimana cara join program ini? Program ini akan diadakan secara Fblive. Jadi anda boleh terus datang.
Bila tu?
Tarikh: Hari Sabtu ini (25/6/2022)
Masa: 9.00 malam
Lokasi: https://www.facebook.com/publicgoldbypg1m
Anda boleh ajak rakan-rakan untuk hadir.
Terima kasih!
Jumpa esok ye
Saya ingin menjemput anda untuk belajar ilmu emas bertajuk “SAYA, EMAS DAN KEWANGAN” hari Sabtu ini.
Program ini adalah bertujuan berkongsi pengalaman dan kisah sebenar 2 orang dealer Public Gold iaitu puan Zainidar Sainan dan Noor Asikin .
Bagaimana mereka terlibat dengan emas? Dan bagaimana mereka boleh memilih Public Gold sebagai pilihan.
Serta bagaimana emas boleh menjana pendapatan pasif untuk anda.
Bagaimana cara join program ini? Program ini akan diadakan secara Fblive. Jadi anda boleh terus datang.
Bila tu?
Tarikh: Hari Sabtu ini (25/6/2022)
Masa: 9.00 malam
Lokasi: https://www.facebook.com/publicgoldbypg1m
Anda boleh ajak rakan-rakan untuk hadir.
Terima kasih!
Jumpa esok ye
Newbie yang sudah excited dalam simpanan emas. Baru day 4, tapi dah mula simpan dinar + simpan dlm akaun GAP.
Walaupun newbie dan baru, kalau rajin tambah ilmu, kita akan faham manfaat simpanan emas.
Throwback sket yer ni gold bar pertama saya yg dibeli tahun 2010, version LBMA (dikeluarkan oleh partner PG iaitu Nadir Metal based in Turki).
Harga 20gm ni RM2720. Zaman dulu takde akaun GAP or beli secara epp, semua kena beli cash daripada dealer, bukan website.
Hari ini, 20gm yg sama bernilai RM5555.
Yang bestnya, boleh kumpul sikit2 dlm akaun GAP then keluarkan 20gm ni.
Atau beli secara EPP10 bulan dan bayar RM555 sebulan.
Untung kan korang yg baru kenal PG hari ini?
Byk sgt improvement yg dibuat.
Direct purchase from website.
Boleh buat epp.
Siap pos emas direct ke rumah. Takyah susah2 pakai tudung, drive, stress cari parking, then queue nk beli emas
Atas katil pun boleh klik2 shopping emas.
Ok tak ok 🤩
- Hilyati -
Star Founder Master Dealer
#misi membimbing 5000 penyimpan emas by Dec 2022
Walaupun newbie dan baru, kalau rajin tambah ilmu, kita akan faham manfaat simpanan emas.
Throwback sket yer ni gold bar pertama saya yg dibeli tahun 2010, version LBMA (dikeluarkan oleh partner PG iaitu Nadir Metal based in Turki).
Harga 20gm ni RM2720. Zaman dulu takde akaun GAP or beli secara epp, semua kena beli cash daripada dealer, bukan website.
Hari ini, 20gm yg sama bernilai RM5555.
Yang bestnya, boleh kumpul sikit2 dlm akaun GAP then keluarkan 20gm ni.
Atau beli secara EPP10 bulan dan bayar RM555 sebulan.
Untung kan korang yg baru kenal PG hari ini?
Byk sgt improvement yg dibuat.
Direct purchase from website.
Boleh buat epp.
Siap pos emas direct ke rumah. Takyah susah2 pakai tudung, drive, stress cari parking, then queue nk beli emas
Atas katil pun boleh klik2 shopping emas.
Ok tak ok 🤩
- Hilyati -
Star Founder Master Dealer
#misi membimbing 5000 penyimpan emas by Dec 2022
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*HARGA EMAS GAP 1 GRAM (JUN 2022)*
1/6/22 = *RM279/gram* ⬇️(-RM3)
2/6/22 = *RM280/gram* ⬆️(+RM1)
3/6/22 = *RM284/gram* ⬆️(+RM4)
4/6/22 = *RM281/gram* ⬇️(-RM3)
5/6/22 = *RM281/gram* ➡️
6/6/22 = *RM281/gram* ➡️
7/6/22 = *RM280/gram* ⬇️ (-RM1)
8/6/22 = *RM281/gram* ⬆️(+RM1)
9/6/22 = *RM282/gram* ⬆️(+RM1)
10/6/22 = *RM280/gram* ⬇️(-RM2)
11/6/22 = *RM283/gram* ⬆️(+RM3)
12/6/22 = *RM284/gram* ⬆️(+RM1)
13/6/22 = *RM284/gram* ➡️
14/6/22 = *RM279/gram* ⬇️(-RM5)
15/6/22 = *RM277/gram* ⬇️(-RM2)
16/6/22 = *RM278/gram* ⬆️(+RM1)
17/6/22 = *RM282/gram* ⬆️(+RM4)
18/6/22 = *RM282/gram* ➡️
19/6/22 = *RM281/gram* ⬇️(-RM1)
20/6/22 = *RM281/gram* ➡️
21/6/22 = *RM281/gram* ➡️
22/6/22 = *RM280/gram* ⬇️(-RM1)
23/6/22 = *RM281/gram* ⬆️(+RM1)
24/6/22 = *RM280/gram* ⬇️(-RM1)
25/6/22 = *RM280/gram* ➡️
Harga emas GAP KEKAL hari ini 😍
Harga tertinggi RM301 pada Mac 2022
Rekod tertinggi RM304 pada Ogos 2020
Daftar akaun emas percuma ⭐️
https://publicgold.me/NurHilyati
1/6/22 = *RM279/gram* ⬇️(-RM3)
2/6/22 = *RM280/gram* ⬆️(+RM1)
3/6/22 = *RM284/gram* ⬆️(+RM4)
4/6/22 = *RM281/gram* ⬇️(-RM3)
5/6/22 = *RM281/gram* ➡️
6/6/22 = *RM281/gram* ➡️
7/6/22 = *RM280/gram* ⬇️ (-RM1)
8/6/22 = *RM281/gram* ⬆️(+RM1)
9/6/22 = *RM282/gram* ⬆️(+RM1)
10/6/22 = *RM280/gram* ⬇️(-RM2)
11/6/22 = *RM283/gram* ⬆️(+RM3)
12/6/22 = *RM284/gram* ⬆️(+RM1)
13/6/22 = *RM284/gram* ➡️
14/6/22 = *RM279/gram* ⬇️(-RM5)
15/6/22 = *RM277/gram* ⬇️(-RM2)
16/6/22 = *RM278/gram* ⬆️(+RM1)
17/6/22 = *RM282/gram* ⬆️(+RM4)
18/6/22 = *RM282/gram* ➡️
19/6/22 = *RM281/gram* ⬇️(-RM1)
20/6/22 = *RM281/gram* ➡️
21/6/22 = *RM281/gram* ➡️
22/6/22 = *RM280/gram* ⬇️(-RM1)
23/6/22 = *RM281/gram* ⬆️(+RM1)
24/6/22 = *RM280/gram* ⬇️(-RM1)
25/6/22 = *RM280/gram* ➡️
Harga emas GAP KEKAL hari ini 😍
Harga tertinggi RM301 pada Mac 2022
Rekod tertinggi RM304 pada Ogos 2020
Daftar akaun emas percuma ⭐️
https://publicgold.me/NurHilyati
publicgold.me
Public Gold Malaysia - All prices are quoted in Malaysia Ringgit (MYR) and excluding Gold Premium
Canva poster ni dibuat pada 9 Nov tahun lepas. Masa tu harga RM267/gm 😄
Today harga dah naik kepada RM280/gm.
Tahun depan pasti naik lagi.
Emas memang sentiasa mahal. Zaman 2000 harga RM35/gm orang dulu ckp mahal, tapi kita yg dengar ni rasa murah giler kot! Hihi
So next year bila harga dah naik let say RM300+, kita mesti rasa alaaa murahnya harga RM280 ni 😅
So nak beli hari ni ke tunggu tahun depan? The choice is yours 💪
Hilyati 💕
Today harga dah naik kepada RM280/gm.
Tahun depan pasti naik lagi.
Emas memang sentiasa mahal. Zaman 2000 harga RM35/gm orang dulu ckp mahal, tapi kita yg dengar ni rasa murah giler kot! Hihi
So next year bila harga dah naik let say RM300+, kita mesti rasa alaaa murahnya harga RM280 ni 😅
So nak beli hari ni ke tunggu tahun depan? The choice is yours 💪
Hilyati 💕
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5 hari berbaki sebelum Jun meninggalkan kita! Jika anda bersama saya dalam #misi1g1bulan, sepatutnya now dah ada 6gm 😍
Anonymous Poll
29%
Alamak belum sampai 6gm lagi lah! 😅
14%
Dahhh kak Yati! In fact dah lebih 10gm! 🤩🤩
21%
Kak Yati!! Saya dah capai lebih 50gm!! Pls congrats me! 👏👏💐💐
36%
Jumlah gram emas saya adalah rahsia haha! 😆
Salam and hi korang,
Jangan lupa Carnival Sales PG today dan tomorrow. Ada dah pm tepi set nak jumpa saya, Insha Allah saya akan di sana around 3pm nnt pls tegur and say hi hi okey 😘
**Download apps PG Mall siap-siap and login guna PG code masing2.
Korang akan dpt 0.5% cashback for every purchase!**
Peminat brg kemas sila standby! Last time rega emas 916k cuma RM254/gm tak silap saya 😃
Nanti saya live dari sana utk mereka yg nk kirim order... especially utk org2 yg jauh tu 😅
Tempat: Menara Public Gold @TRX (duluMenara JCorp) Jln Tun Razak, KL
Tarikh: 25 & 26 Jun 2022
Masa : 9pg - 9mlm
Apa yang best di Carnival ini:
* Jualan harga kilang barang kemas PG Jewel & Taifook (_Dijamin Murah_!)
* Belian balik (_buyback_) emas2 lama/trade in pada harga yang tinggi
* Jualan istimewa item2 special edition dari PG Gold Museum & Aurora (_Berbaloi_)
* Jualan murah dari Seller PG Mall (*Ini pon murah*)
* Lucky Draw
* Setiap belian akan dapat *Cashback*! (0.5%-2% tertakluk level dealer)
Bagi sesiapa yang belum daftar, klik link ini ya
Daftar di Public Gold:
https://publicgold.me/NurHilyati
Jangan lupa Carnival Sales PG today dan tomorrow. Ada dah pm tepi set nak jumpa saya, Insha Allah saya akan di sana around 3pm nnt pls tegur and say hi hi okey 😘
**Download apps PG Mall siap-siap and login guna PG code masing2.
Korang akan dpt 0.5% cashback for every purchase!**
Peminat brg kemas sila standby! Last time rega emas 916k cuma RM254/gm tak silap saya 😃
Nanti saya live dari sana utk mereka yg nk kirim order... especially utk org2 yg jauh tu 😅
Tempat: Menara Public Gold @TRX (duluMenara JCorp) Jln Tun Razak, KL
Tarikh: 25 & 26 Jun 2022
Masa : 9pg - 9mlm
Apa yang best di Carnival ini:
* Jualan harga kilang barang kemas PG Jewel & Taifook (_Dijamin Murah_!)
* Belian balik (_buyback_) emas2 lama/trade in pada harga yang tinggi
* Jualan istimewa item2 special edition dari PG Gold Museum & Aurora (_Berbaloi_)
* Jualan murah dari Seller PG Mall (*Ini pon murah*)
* Lucky Draw
* Setiap belian akan dapat *Cashback*! (0.5%-2% tertakluk level dealer)
Bagi sesiapa yang belum daftar, klik link ini ya
Daftar di Public Gold:
https://publicgold.me/NurHilyati
publicgold.me
Public Gold Malaysia - All prices are quoted in Malaysia Ringgit (MYR) and excluding Gold Premium
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