What’s keeping Toronto developers from hitting 100 storeys?
Downtown Toronto will soon be home to some of Canada’s tallest residential buildings, many of which are slated to exceed a staggering 90 storeys or cross the 300-metre threshold to “supertall tower” status.
Richard Witt, principal at the Toronto-based architectural firm, and chair of the Canadian chapter of the Council on Tall Buildings and Urban Habitat (CTBUH), told his theories on why the city hasn’t seen a condo cross that threshold despite the race to build ever higher — including the simple fact that the pension funds and organizations that fund these mega-projects just aren’t all that fussed about arbitrary numbers.
One hundred storeys as a metric is vague. Different buildings have different floor heights – office versus residential in particular. Supertall is a well-established metric, a building of 300 metres. There are around 10 supertall towers planned and under construction.
.
Downtown Toronto will soon be home to some of Canada’s tallest residential buildings, many of which are slated to exceed a staggering 90 storeys or cross the 300-metre threshold to “supertall tower” status.
Richard Witt, principal at the Toronto-based architectural firm, and chair of the Canadian chapter of the Council on Tall Buildings and Urban Habitat (CTBUH), told his theories on why the city hasn’t seen a condo cross that threshold despite the race to build ever higher — including the simple fact that the pension funds and organizations that fund these mega-projects just aren’t all that fussed about arbitrary numbers.
One hundred storeys as a metric is vague. Different buildings have different floor heights – office versus residential in particular. Supertall is a well-established metric, a building of 300 metres. There are around 10 supertall towers planned and under construction.
.
Housing Market Snapshot for October 2021
قابل توجه خريداران و فروشندگان محترم خانه:
با يك تيم حرفه ای در زمينه فروش و خريد منزل رویایی شما از ابتدا تا انتها همراه شما هستيم.
خدمات ارائه شده:
- ارائه وام با کمترین نرخ بهره موجود در بازار
First, Second, Third Mortgages
- ارزیابی رایگان منزل شما Home Evaluation
- یافتن منزل رویایی شما با توجه به محل و بودجه
- دستیابی به اطلاعات کامل بازار جهت تصمیم گیری صحیح شما در هنگام خرید و یا فروش خانه
- خدمات ویژه برای خریداران بار اولی First Time Home Buyer
- خرید خانه برای سرمایه گذاری Investment Property
- تازه واردین به کانادا Newcomers
- غیر ساکنین کانادا Non-Resident
- خدمات بازسازی Renovation
☎️راههای ارتباطی با ما از طریق تلفن، ایمیل، واتس اپ، فیس بوک، اینستاگرام و تلگرام:
+1 (647) 772-9502
hoizady@yahoo.com
وب سایت ما:
https://www.homelifecimerman.com/Hojjatollah-Izady
فیسبوک ما:
https://www.facebook.com/Hojjatollah.Izady
اینستاگرام ما:
https://www.instagram.com/ihoizady/
واتس آپ ما:
https://wa.me/message/72TR24AJCPDPJ1
گروه تلگرام ما:
https://t.me/Buy_and_Sell
قابل توجه خريداران و فروشندگان محترم خانه:
با يك تيم حرفه ای در زمينه فروش و خريد منزل رویایی شما از ابتدا تا انتها همراه شما هستيم.
خدمات ارائه شده:
- ارائه وام با کمترین نرخ بهره موجود در بازار
First, Second, Third Mortgages
- ارزیابی رایگان منزل شما Home Evaluation
- یافتن منزل رویایی شما با توجه به محل و بودجه
- دستیابی به اطلاعات کامل بازار جهت تصمیم گیری صحیح شما در هنگام خرید و یا فروش خانه
- خدمات ویژه برای خریداران بار اولی First Time Home Buyer
- خرید خانه برای سرمایه گذاری Investment Property
- تازه واردین به کانادا Newcomers
- غیر ساکنین کانادا Non-Resident
- خدمات بازسازی Renovation
☎️راههای ارتباطی با ما از طریق تلفن، ایمیل، واتس اپ، فیس بوک، اینستاگرام و تلگرام:
+1 (647) 772-9502
hoizady@yahoo.com
وب سایت ما:
https://www.homelifecimerman.com/Hojjatollah-Izady
فیسبوک ما:
https://www.facebook.com/Hojjatollah.Izady
اینستاگرام ما:
https://www.instagram.com/ihoizady/
واتس آپ ما:
https://wa.me/message/72TR24AJCPDPJ1
گروه تلگرام ما:
https://t.me/Buy_and_Sell
Ontario’s Staycation Tax Credit Makes a Cottage Country Escape Even More Enticing
There’s a new reason to visit Ontario’s unforgettable Muskoka region (…and, one that actually makes it more affordable).
Adding to the enticement of exploring Ontario’s most picture-perfect spots, the provincial government just announced its plan for a staycation tax credit.
Anyone planning a getaway within the province in the 2022 tax year could be eligible for the “Ontario Staycation Tax Credit” program, which was announced as part of the Ford government’s Fall Economic Statement that was tabled last week.
Qualifying Ontario explorers will receive a 20% personal income tax credit on eligible accommodation between January 1 and December 1, 2022, up to a maximum of $1,000 for an individual and $2,000 for a family, for a maximum credit of $200 or $400 respectively.
.
There’s a new reason to visit Ontario’s unforgettable Muskoka region (…and, one that actually makes it more affordable).
Adding to the enticement of exploring Ontario’s most picture-perfect spots, the provincial government just announced its plan for a staycation tax credit.
Anyone planning a getaway within the province in the 2022 tax year could be eligible for the “Ontario Staycation Tax Credit” program, which was announced as part of the Ford government’s Fall Economic Statement that was tabled last week.
Qualifying Ontario explorers will receive a 20% personal income tax credit on eligible accommodation between January 1 and December 1, 2022, up to a maximum of $1,000 for an individual and $2,000 for a family, for a maximum credit of $200 or $400 respectively.
.
Who’s Really Right? Picking the Ideal Home Temperature
There’s one thing considered the most contested item in every household. No, not the TV remote—it’s the thermostat. It’s mere existence sparks controversy, conflict, and outright wars. We’re here to help settle those at-home battles over the thermostat using straight facts. Everything from our household members, to the time of day, the season, and different activities performed in your home play into what the ideal temperature is for your home.
Let’s see if you were really right all along, or if you’ll have to concede to other family members!
.
There’s one thing considered the most contested item in every household. No, not the TV remote—it’s the thermostat. It’s mere existence sparks controversy, conflict, and outright wars. We’re here to help settle those at-home battles over the thermostat using straight facts. Everything from our household members, to the time of day, the season, and different activities performed in your home play into what the ideal temperature is for your home.
Let’s see if you were really right all along, or if you’ll have to concede to other family members!
.
What exactly is room temperature?
Room temperature is described as the reading within a room using a thermometer, and is the temperature that an individual can remain comfortable at when fully clothed, usually between 20 C and 22 C. The WHO (World Health Organization) also recommends this range as a measure in maintaining overall good health and wellbeing.
Because everyone’s body temperatures and comfort levels differ slightly, the ideal room temperature differs from one person to the next. Room temperature itself will also change based on the season, as we tend to keep it slightly warmer during winter and cooler during summer to reduce heating and cooling costs to some degree (pun intended!).
While you’re awake
While it’s recommended to keep your thermostat set between 20 C and 22 C, this may not always be a comfortable setting for everyone. If you tend to run hot, you’ll want to stick to the lower end of that range or below, and the opposite will be the case if you run cool and need a little extra warmth to feel comfortable.
While you’re sleeping
It could be argued the temperature you set your thermostat to at night is the most important one. Why? Two primary reasons are Rapid Eye Movement (REM) sleep and infant health (for families with little ones).
Studies have found REM sleep is directly affected by the temperature of the room you’re sleeping in. Our bodies expend a great deal of energy to maintain our core temperature, but the part of the brain that controls thermoregulation shuts down during REM sleep. When your nighttime temperature is ideal, falling into REM sleep becomes easier. You might wonder why REM sleep is so important—this is the stage of sleep when your brain “recharges.” It’s when it processes and assimilates your experiences and memories and also prepares your mind for the next day’s challenges.
Infant health can also be impacted by temperatures that are too low or too high, since babies cannot regulate their body temperature yet. For these reasons, the Sleep Foundation recommends setting your thermostat to a range of 16 C to 19 C at night to promote a healthy sleep for adults and children over two, and setting the thermostat one-to-two degrees warmer for infants, but no greater than 20.5 C.
Chores and workouts
Our body temperature tends to increase with the exertions of household chores and workouts, which would make you think keeping as cool as possible is the way to go. Surprisingly, fitness experts suggest a range of 20 C to 21 C is ideal for a workout, as it’s cool enough for you to feel comfortable during physical exertion. This is good advice to follow for chores as well, given that similar levels of effort are required.
Your home office or virtual classroom
Now that many folks are working from home, the ideal temperature in your home office can have an impact on your performance and productivity. A Cornell University study discovered the cooler the office temperature, the less happy employees were and the more errors they made during the workday. The study suggested raising the room temperature from 20 C to 25 C reduced errors by 44% and increased keyboard output (productivity) by 150%, while also boosting a worker’s sense of happiness. So, don’t be afraid to raise your home office temperature to 25 C to elevate your productivity, accuracy, and mood!
If you’ve been wondering what the best temperature is for your resident virtual student, then it’s a safe bet that 25 C is it—unless, of course, they prefer a cooler temperature. If contention arises, this would make a fun science experiment!
When you’re away
HVAC experts recommend adjusting your thermostat down by 2 C to 5 C when you’re not home during the winter, and bumping it up similarly in the summer. This gives your HVAC system a breather, and you can save on energy and maintenance costs in the short and long terms.
While you may still have a battle on your hands with fellow household members over the right temperature in your home, you now have the knowledge for a more peaceful—and comfortable—outcome.
Room temperature is described as the reading within a room using a thermometer, and is the temperature that an individual can remain comfortable at when fully clothed, usually between 20 C and 22 C. The WHO (World Health Organization) also recommends this range as a measure in maintaining overall good health and wellbeing.
Because everyone’s body temperatures and comfort levels differ slightly, the ideal room temperature differs from one person to the next. Room temperature itself will also change based on the season, as we tend to keep it slightly warmer during winter and cooler during summer to reduce heating and cooling costs to some degree (pun intended!).
While you’re awake
While it’s recommended to keep your thermostat set between 20 C and 22 C, this may not always be a comfortable setting for everyone. If you tend to run hot, you’ll want to stick to the lower end of that range or below, and the opposite will be the case if you run cool and need a little extra warmth to feel comfortable.
While you’re sleeping
It could be argued the temperature you set your thermostat to at night is the most important one. Why? Two primary reasons are Rapid Eye Movement (REM) sleep and infant health (for families with little ones).
Studies have found REM sleep is directly affected by the temperature of the room you’re sleeping in. Our bodies expend a great deal of energy to maintain our core temperature, but the part of the brain that controls thermoregulation shuts down during REM sleep. When your nighttime temperature is ideal, falling into REM sleep becomes easier. You might wonder why REM sleep is so important—this is the stage of sleep when your brain “recharges.” It’s when it processes and assimilates your experiences and memories and also prepares your mind for the next day’s challenges.
Infant health can also be impacted by temperatures that are too low or too high, since babies cannot regulate their body temperature yet. For these reasons, the Sleep Foundation recommends setting your thermostat to a range of 16 C to 19 C at night to promote a healthy sleep for adults and children over two, and setting the thermostat one-to-two degrees warmer for infants, but no greater than 20.5 C.
Chores and workouts
Our body temperature tends to increase with the exertions of household chores and workouts, which would make you think keeping as cool as possible is the way to go. Surprisingly, fitness experts suggest a range of 20 C to 21 C is ideal for a workout, as it’s cool enough for you to feel comfortable during physical exertion. This is good advice to follow for chores as well, given that similar levels of effort are required.
Your home office or virtual classroom
Now that many folks are working from home, the ideal temperature in your home office can have an impact on your performance and productivity. A Cornell University study discovered the cooler the office temperature, the less happy employees were and the more errors they made during the workday. The study suggested raising the room temperature from 20 C to 25 C reduced errors by 44% and increased keyboard output (productivity) by 150%, while also boosting a worker’s sense of happiness. So, don’t be afraid to raise your home office temperature to 25 C to elevate your productivity, accuracy, and mood!
If you’ve been wondering what the best temperature is for your resident virtual student, then it’s a safe bet that 25 C is it—unless, of course, they prefer a cooler temperature. If contention arises, this would make a fun science experiment!
When you’re away
HVAC experts recommend adjusting your thermostat down by 2 C to 5 C when you’re not home during the winter, and bumping it up similarly in the summer. This gives your HVAC system a breather, and you can save on energy and maintenance costs in the short and long terms.
While you may still have a battle on your hands with fellow household members over the right temperature in your home, you now have the knowledge for a more peaceful—and comfortable—outcome.
Different Types of Investment Properties and What to Consider
When it comes to investment properties, there’s a lot to take into consideration. Aside from the financial and tax responsibilities, finding an investment property that makes sense for your situation requires some serious soul-searching.
It’s best to take a look at some of the pros and cons before getting into the market, as each type comes with its own set. However, there are some pros and cons that apply to every type of investment property. One pro, of course, is you’ll have a second income—always a plus. The biggest con for any investment property is you’re not guaranteed to have tenants at all times, which means that second income may not be consistent. As the landlord you’re also on the hook for any repairs or issues that need to be dealt with.
Let’s walk through some of the other pros and cons of the most common investment properties to see which one suits you best.
.
When it comes to investment properties, there’s a lot to take into consideration. Aside from the financial and tax responsibilities, finding an investment property that makes sense for your situation requires some serious soul-searching.
It’s best to take a look at some of the pros and cons before getting into the market, as each type comes with its own set. However, there are some pros and cons that apply to every type of investment property. One pro, of course, is you’ll have a second income—always a plus. The biggest con for any investment property is you’re not guaranteed to have tenants at all times, which means that second income may not be consistent. As the landlord you’re also on the hook for any repairs or issues that need to be dealt with.
Let’s walk through some of the other pros and cons of the most common investment properties to see which one suits you best.
.
Duplexes
Duplexes are popular choices for investors looking to be close to their property—really close. They can also be great family investments, allowing different generations to live under the same roof but with private dwelling spaces. There are additional tax deductions available to you as well when you live on the property! Typically, work done to common spaces such as your yard, roof, or adjoining wall can be written off at 50% if the duplex is owner-occupied. Some people also consider the proximity to your investment to be a pro. If issues arise you can deal with them in a timely manner, plus you can keep an eye on how your tenants are treating the space. If you’re not living in the space and are instead choosing to rent out each portion of the duplex, the biggest advantage is collecting that additional rent.
.
Duplexes are popular choices for investors looking to be close to their property—really close. They can also be great family investments, allowing different generations to live under the same roof but with private dwelling spaces. There are additional tax deductions available to you as well when you live on the property! Typically, work done to common spaces such as your yard, roof, or adjoining wall can be written off at 50% if the duplex is owner-occupied. Some people also consider the proximity to your investment to be a pro. If issues arise you can deal with them in a timely manner, plus you can keep an eye on how your tenants are treating the space. If you’re not living in the space and are instead choosing to rent out each portion of the duplex, the biggest advantage is collecting that additional rent.
.
On the flip side, duplexes can be more expensive to purchase, which puts you at a bigger risk if you can’t find tenants. It can also be harder in general to find tenants for duplexes, as more and more people are looking for privacy and larger spaces. Living attached to your tenants, albeit in a designated space, can also be a bit strange depending on who they are. If you’re not choosing to live in the duplex, you’ll have double the tenants to find—and double the repairs to deal with.
.
.
Single family homes
Over the last 18 months, single-family homes have been in demand as buying trends have changed. With an increase in working and schooling from home, the need for space has become paramount. Because of this shift, single-family homes could potentially be more attractive as investment properties.
Let’s start with the pros! In comparison to a full duplex, single-family homes are typically less expensive (depending on the home), which could see higher gains in your net income. Plus, the market for single-family homes is hot right now, meaning if you need or want to sell your property you’ll likely have an easier time doing so. From a rental perspective, single-family homes tend to attract longer-term tenants, providing a sense of stability to your financial situation.
.
Over the last 18 months, single-family homes have been in demand as buying trends have changed. With an increase in working and schooling from home, the need for space has become paramount. Because of this shift, single-family homes could potentially be more attractive as investment properties.
Let’s start with the pros! In comparison to a full duplex, single-family homes are typically less expensive (depending on the home), which could see higher gains in your net income. Plus, the market for single-family homes is hot right now, meaning if you need or want to sell your property you’ll likely have an easier time doing so. From a rental perspective, single-family homes tend to attract longer-term tenants, providing a sense of stability to your financial situation.
.
In terms of cons, there’s one big one that stands out. Owning a single-family home as an investment property means a lower return on investment the longer it sits vacant. The costs to maintain a single-family home can be higher, and when the house sits empty those costs can quickly add up.
.
.
Pre-construction
With new developments popping up all over the country, buying pre-construction properties (either homes, condos, or apartments) can seem enticing. It’s easy to find the big pros for this type of investment. The customization allows you to create a space potential renters will find appealing. When you choose fixtures and finishes for a new construction home, you can find options that are agreeable to most people without breaking the bank. Plus, newer builds are more attractive to renters since they know things are in good working order and there likely won’t be any repairs needed in the near future.
That being said, pre-construction comes with a unique set of cons some people just don’t want to deal with. These cons can really be summed up into two words: the unknown. Your build could be unexpectedly delayed, leaving you to navigate these financial waters without additional income. Your down payment could be up to 30% up front for a new build, and it may not be complete for up to two years,
With new developments popping up all over the country, buying pre-construction properties (either homes, condos, or apartments) can seem enticing. It’s easy to find the big pros for this type of investment. The customization allows you to create a space potential renters will find appealing. When you choose fixtures and finishes for a new construction home, you can find options that are agreeable to most people without breaking the bank. Plus, newer builds are more attractive to renters since they know things are in good working order and there likely won’t be any repairs needed in the near future.
That being said, pre-construction comes with a unique set of cons some people just don’t want to deal with. These cons can really be summed up into two words: the unknown. Your build could be unexpectedly delayed, leaving you to navigate these financial waters without additional income. Your down payment could be up to 30% up front for a new build, and it may not be complete for up to two years,
which means you’ll be waiting a while to recoup that money as well as start making any profits. You should always consider the type of tenant you’re looking for (students, young professionals, growing families, etc.) so you can assess and align the property and neighbourhood with what they’ll need and want.
Basement apartments
Basement apartments have come a long way in the last 10 years or so! They can be spacious, private, cost-effective, exactly what young professionals are looking for as they save to buy their own home. Having a basement apartment in your home shares a lot of the same pros (and cons!) as duplexes. They help pay the mortgage of the home you’re in and you can write off a lot of the repairs since the space is owner-occupied. But it also means you’re living in the same home as your tenants and you lose a portion of your home.
There are two additional cons to consider when it comes to basement apartments, though. The biggest one comes if you’re adding a basement apartment to your home vs. buying a home that already has one built. Adding a basement apartment requires money up front to ensure the space is up to code, not to mention any regional requirements (i.e. permits, inspections). You also have to consider things like parking for your tenants, how they’ll get into their portion of the home,
Basement apartments have come a long way in the last 10 years or so! They can be spacious, private, cost-effective, exactly what young professionals are looking for as they save to buy their own home. Having a basement apartment in your home shares a lot of the same pros (and cons!) as duplexes. They help pay the mortgage of the home you’re in and you can write off a lot of the repairs since the space is owner-occupied. But it also means you’re living in the same home as your tenants and you lose a portion of your home.
There are two additional cons to consider when it comes to basement apartments, though. The biggest one comes if you’re adding a basement apartment to your home vs. buying a home that already has one built. Adding a basement apartment requires money up front to ensure the space is up to code, not to mention any regional requirements (i.e. permits, inspections). You also have to consider things like parking for your tenants, how they’ll get into their portion of the home,
There are two additional cons to consider when it comes to basement apartments, though. The biggest one comes if you’re adding a basement apartment to your home vs. buying a home that already has one built. Adding a basement apartment requires money up front to ensure the space is up to code, not to mention any regional requirements (i.e. permits, inspections). You also have to consider things like parking for your tenants, how they’ll get into their portion of the home, etc. When it comes time to sell your home, not having a “typical” basement could affect your resale value. You eliminate the group of people who aren’t looking to purchase an investment property, which could make the home harder to sell.
Something to consider when it comes to basement apartments is actually living in it yourself! I got my start in real estate by purchasing a home with a basement apartment and renting out the main floor while I lived in the basement apartment. I was able to charge a higher rent, allowing me to pay off the mortgage more quickly and ultimately make my way up the real estate ladder. If you’re going to purchase a home with a basement apartment, or are considering adding one to your current home, I really do recommend living in the basement portion yourself if possible!
Something to consider when it comes to basement apartments is actually living in it yourself! I got my start in real estate by purchasing a home with a basement apartment and renting out the main floor while I lived in the basement apartment. I was able to charge a higher rent, allowing me to pay off the mortgage more quickly and ultimately make my way up the real estate ladder. If you’re going to purchase a home with a basement apartment, or are considering adding one to your current home, I really do recommend living in the basement portion yourself if possible!
Identifying risk factors
As with any investment, you need to identify the potential risks. There are four main risks to consider before purchasing an investment property.
Financial
You need to spend money to make money, but owning an investment property does come with some financial risks. If you can’t find tenants for an extended period of time, you’ll need to cover the mortgage out of your primary income, which may leave things a little tight.
Property location
Do some research on the neighbourhood to see if there’s a high demand for rentals in the area. If not, you may struggle to find people willing to commit to a lease. It’s also a good idea to ask a REALTOR® about the projected evolution of the neighbourhood. If it’s an up-and-coming spot, you may find yourself getting a great deal! Other things to consider include transit access, proximity to schools and daycare, nearby amenities, and access to the highway.
As with any investment, you need to identify the potential risks. There are four main risks to consider before purchasing an investment property.
Financial
You need to spend money to make money, but owning an investment property does come with some financial risks. If you can’t find tenants for an extended period of time, you’ll need to cover the mortgage out of your primary income, which may leave things a little tight.
Property location
Do some research on the neighbourhood to see if there’s a high demand for rentals in the area. If not, you may struggle to find people willing to commit to a lease. It’s also a good idea to ask a REALTOR® about the projected evolution of the neighbourhood. If it’s an up-and-coming spot, you may find yourself getting a great deal! Other things to consider include transit access, proximity to schools and daycare, nearby amenities, and access to the highway.
Age of the property
Older homes can be appealing for a vintage look, but they may end up causing you more issues than they’re worth. Homes over a certain age will likely need more frequent (and more expensive) repairs, which will ultimately cut into your profits.
The real estate market
No matter when you buy, this will always be an important thing to consider. The real estate market is unpredictable, which means any time you enter the market there are a lot of factors to consider. However, when you’re buying an investment property, you really want to be sure you’re getting a good deal so your profit margins can be higher. You’ll need to look at it as a longer-term investment and consider how it will affect you over a course of years, not months.
Investment properties can be a great way to earn a secondary income while getting yourself onto the property ladder. There are plenty of different property types you can find, each with their own set of pros and cons, but one thing remains constant: owning an investment property is a commitment! It’s not something you can do on a whim, which is why doing your research is the most important first step you can take.
*The information above is for informational purposes only and should not be used as investment or financial advice.
Older homes can be appealing for a vintage look, but they may end up causing you more issues than they’re worth. Homes over a certain age will likely need more frequent (and more expensive) repairs, which will ultimately cut into your profits.
The real estate market
No matter when you buy, this will always be an important thing to consider. The real estate market is unpredictable, which means any time you enter the market there are a lot of factors to consider. However, when you’re buying an investment property, you really want to be sure you’re getting a good deal so your profit margins can be higher. You’ll need to look at it as a longer-term investment and consider how it will affect you over a course of years, not months.
Investment properties can be a great way to earn a secondary income while getting yourself onto the property ladder. There are plenty of different property types you can find, each with their own set of pros and cons, but one thing remains constant: owning an investment property is a commitment! It’s not something you can do on a whim, which is why doing your research is the most important first step you can take.
*The information above is for informational purposes only and should not be used as investment or financial advice.
انواع مختلف املاک سرمایه گذاری و آنچه باید در نظر گرفت
وقتی صحبت از املاک سرمایه گذاری می شود، باید موارد زیادی را در نظر گرفت. جدای از مسئولیت های مالی و مالیاتی، یافتن یک ملک سرمایه گذاری که برای موقعیت شما منطقی باشد نیاز به جستجوی جدی دارد.
بهتر است قبل از ورود به بازار به برخی از مزایا و معایب نگاهی بیندازید، زیرا هر نوع مجموعه خاص خود را دارد. با این حال، برخی مزایا و معایب وجود دارد که برای هر نوع ملک سرمایه گذاری اعمال می شود. البته یک حرفه ای این است که شما یک درآمد دوم خواهید داشت - همیشه یک مزیت. بزرگترین مشکل برای هر ملک سرمایه گذاری این است که شما تضمینی برای داشتن مستاجر در هر زمان ندارید، به این معنی که درآمد دوم ممکن است سازگار نباشد. به‌عنوان صاحبخانه، شما همچنین در حال انجام هرگونه تعمیر یا مشکلی هستید که باید با آن رسیدگی شود.
اجازه دهید برخی دیگر از مزایا و معایب رایج‌ترین املاک سرمایه‌گذاری را بررسی کنیم تا ببینیم کدام یک برای شما مناسب‌تر است.
.
وقتی صحبت از املاک سرمایه گذاری می شود، باید موارد زیادی را در نظر گرفت. جدای از مسئولیت های مالی و مالیاتی، یافتن یک ملک سرمایه گذاری که برای موقعیت شما منطقی باشد نیاز به جستجوی جدی دارد.
بهتر است قبل از ورود به بازار به برخی از مزایا و معایب نگاهی بیندازید، زیرا هر نوع مجموعه خاص خود را دارد. با این حال، برخی مزایا و معایب وجود دارد که برای هر نوع ملک سرمایه گذاری اعمال می شود. البته یک حرفه ای این است که شما یک درآمد دوم خواهید داشت - همیشه یک مزیت. بزرگترین مشکل برای هر ملک سرمایه گذاری این است که شما تضمینی برای داشتن مستاجر در هر زمان ندارید، به این معنی که درآمد دوم ممکن است سازگار نباشد. به‌عنوان صاحبخانه، شما همچنین در حال انجام هرگونه تعمیر یا مشکلی هستید که باید با آن رسیدگی شود.
اجازه دهید برخی دیگر از مزایا و معایب رایج‌ترین املاک سرمایه‌گذاری را بررسی کنیم تا ببینیم کدام یک برای شما مناسب‌تر است.
.
دوبلکس
دوبلکس ها انتخاب های محبوبی برای سرمایه گذارانی هستند که به دنبال نزدیکی به ملک خود هستند - واقعاً نزدیک. آنها همچنین می توانند سرمایه گذاری های خانوادگی عالی باشند و به نسل های مختلف اجازه می دهند در زیر یک سقف اما با فضاهای مسکونی خصوصی زندگی کنند. همچنین زمانی که در ملک زندگی می کنید، کسر مالیات اضافی برای شما وجود دارد! به طور معمول، کارهای انجام شده در فضاهای مشترک مانند حیاط، پشت بام یا دیوار مجاور، در صورتی که دوبلکس تحت اشغال باشد، با 50 درصد کاهش می یابد. برخی افراد نزدیکی به سرمایه گذاری شما را نیز یک حرفه ای می دانند. اگر مشکلاتی پیش آمد می توانید به موقع با آنها برخورد کنید، به علاوه می توانید مراقب نحوه برخورد مستاجران خود با فضا باشید. اگر در این فضا زندگی نمی کنید و در عوض تصمیم می گیرید هر قسمت از دوبلکس را اجاره کنید، بزرگترین مزیت این است که اجاره اضافی را جمع آوری کنید.
.
دوبلکس ها انتخاب های محبوبی برای سرمایه گذارانی هستند که به دنبال نزدیکی به ملک خود هستند - واقعاً نزدیک. آنها همچنین می توانند سرمایه گذاری های خانوادگی عالی باشند و به نسل های مختلف اجازه می دهند در زیر یک سقف اما با فضاهای مسکونی خصوصی زندگی کنند. همچنین زمانی که در ملک زندگی می کنید، کسر مالیات اضافی برای شما وجود دارد! به طور معمول، کارهای انجام شده در فضاهای مشترک مانند حیاط، پشت بام یا دیوار مجاور، در صورتی که دوبلکس تحت اشغال باشد، با 50 درصد کاهش می یابد. برخی افراد نزدیکی به سرمایه گذاری شما را نیز یک حرفه ای می دانند. اگر مشکلاتی پیش آمد می توانید به موقع با آنها برخورد کنید، به علاوه می توانید مراقب نحوه برخورد مستاجران خود با فضا باشید. اگر در این فضا زندگی نمی کنید و در عوض تصمیم می گیرید هر قسمت از دوبلکس را اجاره کنید، بزرگترین مزیت این است که اجاره اضافی را جمع آوری کنید.
.
از طرف دیگر، خرید دوبلکس ممکن است گران‌تر باشد، که اگر مستأجری پیدا نکنید، شما را در معرض خطر بیشتری قرار می‌دهد. همچنین یافتن مستاجر برای دوبلکس به طور کلی دشوارتر است، زیرا افراد بیشتری به دنبال حریم خصوصی و فضاهای بزرگتر هستند. زندگی در کنار مستاجرتان، هرچند در یک فضای مشخص، بسته به اینکه چه کسی هستند، می‌تواند کمی عجیب باشد. اگر زندگی در دوبلکس را انتخاب نمی کنید، مستاجران دو برابری برای پیدا کردن و تعمیرات دو برابر خواهید داشت.
.
.
خانه های تک خانواده
در طول 18 ماه گذشته، با تغییر روند خرید، خانه‌های تک‌خانواره مورد تقاضا بوده است. با افزایش کار و تحصیل در خانه، نیاز به فضا بسیار مهم شده است. به دلیل این تغییر، خانه های تک خانواده به طور بالقوه می توانند به عنوان املاک سرمایه گذاری جذاب تر باشند.
بیایید با جوانب مثبت شروع کنیم! در مقایسه با یک دوبلکس کامل، خانه‌های تک‌خانواره معمولاً ارزان‌تر هستند (بسته به خانه)، که می‌تواند سود بیشتری در درآمد خالص شما داشته باشد. به علاوه، بازار خانه های تک خانواده در حال حاضر داغ است، به این معنی که اگر نیاز دارید یا می خواهید ملک خود را بفروشید، احتمالاً زمان آسان تری برای انجام این کار خواهید داشت. از منظر اجاره، خانه‌های تک خانواده تمایل دارند مستاجران طولانی‌مدت را جذب کنند و احساس ثبات در وضعیت مالی شما ایجاد کنند.
.
در طول 18 ماه گذشته، با تغییر روند خرید، خانه‌های تک‌خانواره مورد تقاضا بوده است. با افزایش کار و تحصیل در خانه، نیاز به فضا بسیار مهم شده است. به دلیل این تغییر، خانه های تک خانواده به طور بالقوه می توانند به عنوان املاک سرمایه گذاری جذاب تر باشند.
بیایید با جوانب مثبت شروع کنیم! در مقایسه با یک دوبلکس کامل، خانه‌های تک‌خانواره معمولاً ارزان‌تر هستند (بسته به خانه)، که می‌تواند سود بیشتری در درآمد خالص شما داشته باشد. به علاوه، بازار خانه های تک خانواده در حال حاضر داغ است، به این معنی که اگر نیاز دارید یا می خواهید ملک خود را بفروشید، احتمالاً زمان آسان تری برای انجام این کار خواهید داشت. از منظر اجاره، خانه‌های تک خانواده تمایل دارند مستاجران طولانی‌مدت را جذب کنند و احساس ثبات در وضعیت مالی شما ایجاد کنند.
.