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New Condo development located at Dufferin Street near Eglinton Avenue West, Toronto.
Please contact me for all your real estate needs!
647-772-9502
hoizady@yahoo.com
.
Please contact me for all your real estate needs!
647-772-9502
hoizady@yahoo.com
.
▪️به گزارش بانک BMOمناطق حومه تورنتو و مناطق اطراف آن، دارای حباب ترین بازار ملک در کانادا هستند. بگفته Robert Kavcic اقتصاددان ارشد بانک BMO حباب یکی از عوامل محرک در افزایش قیمت ملک در کانادا است. وی در مقاله روز 20 می اعلام کرد از اوایل دهه 1980، سالانه قیمت ملک سه درصد رشد داشته است که نشان دهنده تورم، افزایش دستمزدها و کاهش نرخ بهره است. او همچنین اشاره می کند اما حتی وقتیکه تورم به اوج خود در سی سال گذشته می رسد، قیمت خانه تنها در دو سال، بیش از یک سوم افزایش پیدا می کند که این افزایش آشکارا ماورای روند رشد است.
▪️در سه ماه ابتدایی سال بازار به اوج خود رسید، و قیمت خانه 38 درصد بالاتر از روند خود شد که در واقع بیشترین انحراف طی چهل سال گذشته می باشد. در تورنتو قیمت ملک حدود 41.2 درصد از روند معمول افزایش یافت، و در مناطق اطراف حومه این افزایش قیمت به 76.3 درصد رسید. قیمت کاتیج ها نیز با رشد 63 درصدی همراه بوده است.
▪️وی معتقد است قیمت املاک در شهرهای کانادا حباب دارند اما نه به اندازه جنوب اونتاریو. اما با افزایش نرخ بهره این حباب از بین می رود و بازار ملک اصلاح خواهد شد.
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▪️در سه ماه ابتدایی سال بازار به اوج خود رسید، و قیمت خانه 38 درصد بالاتر از روند خود شد که در واقع بیشترین انحراف طی چهل سال گذشته می باشد. در تورنتو قیمت ملک حدود 41.2 درصد از روند معمول افزایش یافت، و در مناطق اطراف حومه این افزایش قیمت به 76.3 درصد رسید. قیمت کاتیج ها نیز با رشد 63 درصدی همراه بوده است.
▪️وی معتقد است قیمت املاک در شهرهای کانادا حباب دارند اما نه به اندازه جنوب اونتاریو. اما با افزایش نرخ بهره این حباب از بین می رود و بازار ملک اصلاح خواهد شد.
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Bank of Canada all but certain to raise lending rates this week — with more hikes to come
Central bank rate expected to hit 1.5% on Wednesday — soon it could be twice that
The Bank of Canada is expected to raise its benchmark interest rate by half a percentage point on Wednesday, a move designed to rein in inflation, running at its highest level in decades.
There's a virtually unanimous view among economists that the bank will move its benchmark lending rate to 1.5 per cent on Wednesday, the second such hike in a row and a crystal clear signal that the pandemic-induced era of cheap money has come to an end.
While that's bad news for anyone who owes money or wants to borrow some, it's not hard to see why the bank feels compelled to act.
The price of everything from food to gasoline and housing has exploded during the pandemic, as supply and demand imbalances brought about because of COVID-19 have coupled with record-setting amounts of stimulus cash to fuel inflation.
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Central bank rate expected to hit 1.5% on Wednesday — soon it could be twice that
The Bank of Canada is expected to raise its benchmark interest rate by half a percentage point on Wednesday, a move designed to rein in inflation, running at its highest level in decades.
There's a virtually unanimous view among economists that the bank will move its benchmark lending rate to 1.5 per cent on Wednesday, the second such hike in a row and a crystal clear signal that the pandemic-induced era of cheap money has come to an end.
While that's bad news for anyone who owes money or wants to borrow some, it's not hard to see why the bank feels compelled to act.
The price of everything from food to gasoline and housing has exploded during the pandemic, as supply and demand imbalances brought about because of COVID-19 have coupled with record-setting amounts of stimulus cash to fuel inflation.
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Officially, Canada's inflation rate sits at 6.8 per cent, its highest level in 30 years. Costs for basic necessities, like putting food on the table and keeping a roof over one's head, have gone up by even more, with food and shelter rising 9.7 and 7.4 per cent, respectively, in the past year.
The current inflation rate for necessities is two to three times higher than what the bank likes to see. While low interest rates aren't the only factor driving up inflation, the central bank is feeling the pressure to move swiftly to cool things down.
Nathan Janzen, an economist with RBC, thinks Canada's central bank is on track for a series of larger-than-normal hikes in a row, until its rate gets to roughly three per cent. Canada's benchmark interest rate hasn't hit that level since the 2008 financial crisis.
"The looming question is whether rates need to rise above that neutral range to get inflation back under control," Janzen said.
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The current inflation rate for necessities is two to three times higher than what the bank likes to see. While low interest rates aren't the only factor driving up inflation, the central bank is feeling the pressure to move swiftly to cool things down.
Nathan Janzen, an economist with RBC, thinks Canada's central bank is on track for a series of larger-than-normal hikes in a row, until its rate gets to roughly three per cent. Canada's benchmark interest rate hasn't hit that level since the 2008 financial crisis.
"The looming question is whether rates need to rise above that neutral range to get inflation back under control," Janzen said.
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🔶 افزایش قابل توجه نرخ اجاره آپارتمان های رنتال در نقاط مختلف تورنتوی بزرگ
● تازه ترین گزارش وب سایت TorontoRentals نشان میدهد که مبلغ اجاره ساختمان های رنتال در نقاط مختلف تورنتوی بزرگ همچنان در حال افزایش است و در دان تاون تورنتو، این میزان در اپریل امسال با افزایش 16 درصدی نسبت به اپریل2021 به 2,325 دلار در ماه رسیده است.
● در بین شهرهای مختلف ناحیه GTA، اجاره آپارتمان های رنتال در ریچموندهیل انتاریو بیش از هر نقطه دیگری افزایش یافته و با 26 درصد رشد نسبت به اپریل سال گذشته به ماهیانه 2,177 دلار رسیده است.
● رنتال های اتوبیکو نیز با 15% رشد نسبت به سال قبل هم اکنون بطور متوسط با نرخ 2,168 دلار در ماه اجاره داده میشوند.
● براساس این گزارش هم اکنون شهر ویتبی انتاریو با متوسط اجاره ماهانه 1,364 دلار برای آپارتمان های یکخوابه و 1,862 دلار برای آپارتمان های دوخوابه، ارزانترین شهر برای اجاره واحدهای رنتال محسوب میشود. ارزانترین رنتال های سه خوابه نیز با متوسط مبلغ 2,291 دلار در آشوا انتاریو قرار دارند.
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● تازه ترین گزارش وب سایت TorontoRentals نشان میدهد که مبلغ اجاره ساختمان های رنتال در نقاط مختلف تورنتوی بزرگ همچنان در حال افزایش است و در دان تاون تورنتو، این میزان در اپریل امسال با افزایش 16 درصدی نسبت به اپریل2021 به 2,325 دلار در ماه رسیده است.
● در بین شهرهای مختلف ناحیه GTA، اجاره آپارتمان های رنتال در ریچموندهیل انتاریو بیش از هر نقطه دیگری افزایش یافته و با 26 درصد رشد نسبت به اپریل سال گذشته به ماهیانه 2,177 دلار رسیده است.
● رنتال های اتوبیکو نیز با 15% رشد نسبت به سال قبل هم اکنون بطور متوسط با نرخ 2,168 دلار در ماه اجاره داده میشوند.
● براساس این گزارش هم اکنون شهر ویتبی انتاریو با متوسط اجاره ماهانه 1,364 دلار برای آپارتمان های یکخوابه و 1,862 دلار برای آپارتمان های دوخوابه، ارزانترین شهر برای اجاره واحدهای رنتال محسوب میشود. ارزانترین رنتال های سه خوابه نیز با متوسط مبلغ 2,291 دلار در آشوا انتاریو قرار دارند.
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The Bank of Canada raised its benchmark interest rate to 1.5 per cent on Wednesday and signalled that more hikes are on the way.
The decision by the central bank to raise its rate by half a percentage point was widely expected as it moves to aggressively rein in high inflation.
In a vacuum, central banks slash interest rates to encourage borrowing and investing to stimulate a sluggish economy, and they raise rates when they want to cool down an overheated economy.
Just as many other countries did, Canada reduced lending rates in the early days of the COVID-19 pandemic. But those record-low borrowing rates have contributed to rising inflation, which is what's prompting the central bank to change direction.
While the cost of living is already at its highest rate in 30 years, the central bank says it doesn't think things have peaked just yet, saying in a statement on Wednesday that inflation "will likely move even higher in the near term before beginning to ease."
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The decision by the central bank to raise its rate by half a percentage point was widely expected as it moves to aggressively rein in high inflation.
In a vacuum, central banks slash interest rates to encourage borrowing and investing to stimulate a sluggish economy, and they raise rates when they want to cool down an overheated economy.
Just as many other countries did, Canada reduced lending rates in the early days of the COVID-19 pandemic. But those record-low borrowing rates have contributed to rising inflation, which is what's prompting the central bank to change direction.
While the cost of living is already at its highest rate in 30 years, the central bank says it doesn't think things have peaked just yet, saying in a statement on Wednesday that inflation "will likely move even higher in the near term before beginning to ease."
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While the half point rise, only the second in two decades, was widely expected the hawkish tone of the statement caught economists’ attention.
Especially its last sentence.
“The Governing Council is prepared to act more forcefully if needed to meet its commitment to achieve the two per cent inflation target.”
Some took this as an “ominous hint” that a 75 bp hike was on the table for the Bank’s next decision in July.
“That phrase introduces the risk of a 75 bp hike at the next meeting in July, though such a drastic move would likely need to be accompanied by another unexpected acceleration in inflation,” wrote BMO strategist Benjamin Reitzes in a note entitled “Top Hawk.”
While BMO still expects the Bank’s rate to peak at 2.5%, risks of a higher end rate have increased after that “very hawkish statement.”
Higher rates could come as a nasty shock to some Canadians as consumer debt climbs.
Equifax said total consumer debt increased 8.6% in the first quarter, climbing to $2.3 trillion over the past year. The average debt per person is also up for the first time since 2019, rising to $20,744, a 1.5% increase from 2021.
New card volumes soared 31.2% from 2021 and lenders are extending credit on new cards to an average of more than $5,500, the highest in seven years.
In another study out today, TransUnion reports that Canada’s credit card market is surging. Total credit balances rose 9.2% in the first quarter from the year before and are up 13.8% from the first quarter of 2020.
“After a year of reduced activity, consumer demand for credit cards is returning, and card issuers are moving into growth mode,” said TransUnion.
Interest rate hikes have already dampened the mortgage market, with new mortgage volume down 13.2% this quarter compared to the highs of 2021, but levels are still above what was seen before the pandemic, said Equifax. Ontario and B.C., Canada’s priciest markets, saw the biggest drops at 15.7% and 17.6% respectively.
New HELOCs were 6.6% higher than the first quarter last year.
Also noteworthy is the number of Canadians with multiple mortgages continues to rise. The 17% with more than one active mortgage is 2.5% higher than in 2021 and 9.3% higher compared to the last period of higher interest rates in 2018, said Equifax.
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Especially its last sentence.
“The Governing Council is prepared to act more forcefully if needed to meet its commitment to achieve the two per cent inflation target.”
Some took this as an “ominous hint” that a 75 bp hike was on the table for the Bank’s next decision in July.
“That phrase introduces the risk of a 75 bp hike at the next meeting in July, though such a drastic move would likely need to be accompanied by another unexpected acceleration in inflation,” wrote BMO strategist Benjamin Reitzes in a note entitled “Top Hawk.”
While BMO still expects the Bank’s rate to peak at 2.5%, risks of a higher end rate have increased after that “very hawkish statement.”
Higher rates could come as a nasty shock to some Canadians as consumer debt climbs.
Equifax said total consumer debt increased 8.6% in the first quarter, climbing to $2.3 trillion over the past year. The average debt per person is also up for the first time since 2019, rising to $20,744, a 1.5% increase from 2021.
New card volumes soared 31.2% from 2021 and lenders are extending credit on new cards to an average of more than $5,500, the highest in seven years.
In another study out today, TransUnion reports that Canada’s credit card market is surging. Total credit balances rose 9.2% in the first quarter from the year before and are up 13.8% from the first quarter of 2020.
“After a year of reduced activity, consumer demand for credit cards is returning, and card issuers are moving into growth mode,” said TransUnion.
Interest rate hikes have already dampened the mortgage market, with new mortgage volume down 13.2% this quarter compared to the highs of 2021, but levels are still above what was seen before the pandemic, said Equifax. Ontario and B.C., Canada’s priciest markets, saw the biggest drops at 15.7% and 17.6% respectively.
New HELOCs were 6.6% higher than the first quarter last year.
Also noteworthy is the number of Canadians with multiple mortgages continues to rise. The 17% with more than one active mortgage is 2.5% higher than in 2021 and 9.3% higher compared to the last period of higher interest rates in 2018, said Equifax.
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Market Watch Infographic for May 2022
قابل توجه خريداران و فروشندگان محترم خانه:
با يك تيم حرفه ای در زمينه فروش و خريد منزل رویایی شما از ابتدا تا انتها همراه شما هستيم.
خدمات ارائه شده:
- ارائه وام با کمترین نرخ بهره موجود در بازار
First, Second, Third Mortgages
- ارزیابی رایگان منزل شما Home Evaluation
- یافتن منزل رویایی شما با توجه به محل و بودجه
- دستیابی به اطلاعات کامل بازار جهت تصمیم گیری صحیح در هنگام خرید و یا فروش خانه
- خدمات ویژه برای خریداران بار اولی First Time Home Buyer
- خرید خانه برای سرمایه گذاری Investment Property
- تازه واردین به کانادا Newcomers
- غیر ساکنین کانادا Non-Resident
- خدمات بازسازی Renovation
☎️راههای ارتباطی با ما از طریق تلفن، ایمیل، واتس اپ، فیس بوک، اینستاگرام و تلگرام:
+1 (647) 772-9502
hoizady@yahoo.com
وب سایت:
https://www.homelifecimerman.com/Hojjatollah-Izady
فیسبوک:
https://www.facebook.com/Hojjatollah.Izady
اینستاگرام:
https://www.instagram.com/ihoizady/
واتس آپ:
https://wa.me/message/72TR24AJCPDPJ1
لینک تلگرام:
https://t.me/Buy_and_Sell_Property_in_Toronto
.
قابل توجه خريداران و فروشندگان محترم خانه:
با يك تيم حرفه ای در زمينه فروش و خريد منزل رویایی شما از ابتدا تا انتها همراه شما هستيم.
خدمات ارائه شده:
- ارائه وام با کمترین نرخ بهره موجود در بازار
First, Second, Third Mortgages
- ارزیابی رایگان منزل شما Home Evaluation
- یافتن منزل رویایی شما با توجه به محل و بودجه
- دستیابی به اطلاعات کامل بازار جهت تصمیم گیری صحیح در هنگام خرید و یا فروش خانه
- خدمات ویژه برای خریداران بار اولی First Time Home Buyer
- خرید خانه برای سرمایه گذاری Investment Property
- تازه واردین به کانادا Newcomers
- غیر ساکنین کانادا Non-Resident
- خدمات بازسازی Renovation
☎️راههای ارتباطی با ما از طریق تلفن، ایمیل، واتس اپ، فیس بوک، اینستاگرام و تلگرام:
+1 (647) 772-9502
hoizady@yahoo.com
وب سایت:
https://www.homelifecimerman.com/Hojjatollah-Izady
فیسبوک:
https://www.facebook.com/Hojjatollah.Izady
اینستاگرام:
https://www.instagram.com/ihoizady/
واتس آپ:
https://wa.me/message/72TR24AJCPDPJ1
لینک تلگرام:
https://t.me/Buy_and_Sell_Property_in_Toronto
.
Industrial Rd
Richmond Hill, Ontario
Industrial
For Sale Listed for: $6,399,000
5 Bathrooms
Property Type: Industrial
Size: 15,200 feet²
Lot Size: 110.08 × 278.55 feet
Annual Property Taxes: $23,288.13
Total Parking Spaces: 10
Height: Approx. 14 to 18 feet
Description:
Rarely Offered Well Maintained "Free-Standing Building" In The Heart Of Richmond Hills! Divided Into 2 Units. One Unit Is Tenanted And One Is Currently Vacant, W/Ample Parking. Close To All Amenities And Easy Access To Hwy 404. Front Of The Bldg Has Appox.14 Ft Clear Height, Rear Has Approx. 18 Ft Clear Height. 3 Drive-In Doors. Many Improvements Over The Last Several Years Have Been Completed. Permitted Uses Include Manufacturing And Industrial Operations, Warehousing And Storage.
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.
Richmond Hill, Ontario
Industrial
For Sale Listed for: $6,399,000
5 Bathrooms
Property Type: Industrial
Size: 15,200 feet²
Lot Size: 110.08 × 278.55 feet
Annual Property Taxes: $23,288.13
Total Parking Spaces: 10
Height: Approx. 14 to 18 feet
Description:
Rarely Offered Well Maintained "Free-Standing Building" In The Heart Of Richmond Hills! Divided Into 2 Units. One Unit Is Tenanted And One Is Currently Vacant, W/Ample Parking. Close To All Amenities And Easy Access To Hwy 404. Front Of The Bldg Has Appox.14 Ft Clear Height, Rear Has Approx. 18 Ft Clear Height. 3 Drive-In Doors. Many Improvements Over The Last Several Years Have Been Completed. Permitted Uses Include Manufacturing And Industrial Operations, Warehousing And Storage.
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.