لیست بیزینس های موجود برای فروش با قیمت زیر350,000$
List of Business for sale Under $350,000
1. Dry Cleaning/Laundry
2. Beauty Salon/Hair Salon
3. Restaurant
4. Convenience Store
5. Bakery Business
6. Fruit & Bubble Tea
7. Copy/Printing
8. Car Wash
9. Cafe
10. Fruit & Floral Market
Need more information:
Call Hojjatollah Izady
(647) 772-9502
hoizady@yahoo.com
.
List of Business for sale Under $350,000
1. Dry Cleaning/Laundry
2. Beauty Salon/Hair Salon
3. Restaurant
4. Convenience Store
5. Bakery Business
6. Fruit & Bubble Tea
7. Copy/Printing
8. Car Wash
9. Cafe
10. Fruit & Floral Market
Need more information:
Call Hojjatollah Izady
(647) 772-9502
hoizady@yahoo.com
.
Debt-to-disposable-income ratio eases down from record 185%
Statistics Canada says Canadians owe $1.83 in consumer debt for every dollar of income they have
Statistics Canada says the amount Canadians owe relative to their income pulled back in the first quarter from the record level set in the fourth quarter of 2021, as incomes grew faster than debt.
The agency says, on a seasonally adjusted basis, household credit market debt as a proportion of household disposable income fell to 182.5 per cent compared with the record 185 per cent in the previous quarter.
In other words, it says there was $1.83 in credit market debt for every dollar of household disposable income in the first quarter.
The decrease came as household credit market debt grew two per cent, but household disposable income gained 3.3 per cent.
Mortgage debt totalled nearly $2 trillion, while non-mortgage loans stood at $706.2 billion.
.
Statistics Canada says Canadians owe $1.83 in consumer debt for every dollar of income they have
Statistics Canada says the amount Canadians owe relative to their income pulled back in the first quarter from the record level set in the fourth quarter of 2021, as incomes grew faster than debt.
The agency says, on a seasonally adjusted basis, household credit market debt as a proportion of household disposable income fell to 182.5 per cent compared with the record 185 per cent in the previous quarter.
In other words, it says there was $1.83 in credit market debt for every dollar of household disposable income in the first quarter.
The decrease came as household credit market debt grew two per cent, but household disposable income gained 3.3 per cent.
Mortgage debt totalled nearly $2 trillion, while non-mortgage loans stood at $706.2 billion.
.
بنابر یک نظرسنجی، تقریباً یک چهارم صاحبخانه‌های کانادایی می‌گویند در صورت افزایش بیشتر نرخ بهره، مجبور به فروش خانه خود می‌شوند.
به گزارش رسانه هدهد کانادا، این نظرسنجی که بین 14 تا 20 آوریل انجام شده نشان میدهد که 18درصد از صاحبان خانه‌های مورد نظرسنجی در حال حاضر در مرحله‌ای هستند که توانایی خرید خانه‌های خود را ندارند.
این نظرسنجی همچنین نشان داد که بیش از یک پنجم کانادایی‌ها پیش بینی میکنند که افزایش نرخ بهره بر کل وام مسکن، بدهی و وضعیت مالی آنها تاثیرات منفی قابل توجهی بگذارد.
بانک مرکزی کانادا همچنین در مسیر افزایش نرخ قرار دارد زیرا تلاش میکند تورم 6.8 درصدی را که بالاترین نرخ تورم در31 سال گذشته بوده را مهار کند.
در اول ژوئن، بانک مرکزی نرخ بهره اصلی خود را نیم درصد افزایش داد و به 1.5 درصد رساند.
نتایج نظرسنجی همچنین نشان میدهد که دو سوم کانادایی‌ها مالکیت خانه را در جامعه محلی مقرون به صرفه نمی‌دانند.
علاوه بر این، نزدیک به نیمی از کانادایی‌های بدهکار می‌گویند بدهی‌ها بر سلامت روان آنها تأثیر می‌گذارد و تقریباً 50 درصد کانادایی‌ها می‌گویند که برای رسیدگی به هزینه‌های غافلگیرکننده مشکل دارند.
.
به گزارش رسانه هدهد کانادا، این نظرسنجی که بین 14 تا 20 آوریل انجام شده نشان میدهد که 18درصد از صاحبان خانه‌های مورد نظرسنجی در حال حاضر در مرحله‌ای هستند که توانایی خرید خانه‌های خود را ندارند.
این نظرسنجی همچنین نشان داد که بیش از یک پنجم کانادایی‌ها پیش بینی میکنند که افزایش نرخ بهره بر کل وام مسکن، بدهی و وضعیت مالی آنها تاثیرات منفی قابل توجهی بگذارد.
بانک مرکزی کانادا همچنین در مسیر افزایش نرخ قرار دارد زیرا تلاش میکند تورم 6.8 درصدی را که بالاترین نرخ تورم در31 سال گذشته بوده را مهار کند.
در اول ژوئن، بانک مرکزی نرخ بهره اصلی خود را نیم درصد افزایش داد و به 1.5 درصد رساند.
نتایج نظرسنجی همچنین نشان میدهد که دو سوم کانادایی‌ها مالکیت خانه را در جامعه محلی مقرون به صرفه نمی‌دانند.
علاوه بر این، نزدیک به نیمی از کانادایی‌های بدهکار می‌گویند بدهی‌ها بر سلامت روان آنها تأثیر می‌گذارد و تقریباً 50 درصد کانادایی‌ها می‌گویند که برای رسیدگی به هزینه‌های غافلگیرکننده مشکل دارند.
.
Media is too big
VIEW IN TELEGRAM
New Condo development by Block Developments located at Dufferin St & Queen St W, Toronto.
Est. Occupancy: December 2022
Minutes to walk to the 301 & 501 Streetcar for travelling to work, play, entertainment or simply exploring all the city has to offer. Steps to Liberty Village, King West. Close to BMO Field, Exhibition Place, Lake Ontario, Forty York, the CNE and so much more! Close proximity to Gardiner Expressway. Minutes away to Trinity Bellwoods Park.
Amenities:
Barbeques, Catering Kitchen, Executive Concierge in Lobby, Fitness Center with Cardio & Weight Equipment, Lounge Areas with Fire pit, Dining & Meeting Room, Eco Friendly Green Roofs, Sunbathing, Designer Decorated Party Room with Full Kitchen, Pet Spa, Security Cameras, Rooftop Terrace Lounge
Prices Start from $1,334,900 - $1,745,900
957 sq ft to 1444 sq ft
Ceiling Height: 9" - 10"
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.
Est. Occupancy: December 2022
Minutes to walk to the 301 & 501 Streetcar for travelling to work, play, entertainment or simply exploring all the city has to offer. Steps to Liberty Village, King West. Close to BMO Field, Exhibition Place, Lake Ontario, Forty York, the CNE and so much more! Close proximity to Gardiner Expressway. Minutes away to Trinity Bellwoods Park.
Amenities:
Barbeques, Catering Kitchen, Executive Concierge in Lobby, Fitness Center with Cardio & Weight Equipment, Lounge Areas with Fire pit, Dining & Meeting Room, Eco Friendly Green Roofs, Sunbathing, Designer Decorated Party Room with Full Kitchen, Pet Spa, Security Cameras, Rooftop Terrace Lounge
Prices Start from $1,334,900 - $1,745,900
957 sq ft to 1444 sq ft
Ceiling Height: 9" - 10"
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.
Home Prices in Canada Fall Again as Mortgage Pain Intensifies
Canadian home prices declined for the second straight month as surging borrowing costs spur a reversal in what had been one of the world’s hottest housing markets.
Canada’s benchmark home price fell 0.8% to C$822,900 in May from the month before, according to data released Wednesday by the Canadian Real Estate Association. Cities in Ontario showed the biggest declines.
Sales also dropped sharply, falling 8.6% from the previous month, the association said.
The drop comes after Canadian home prices shot up more than 50% over a two-year period as ultra-low interest rates and demand for larger living spaces led to bidding wars for properties.
Now, as the Bank of Canada tries to rein in inflation that’s running at nearly 7%, mortgage rates are rising quickly and policy makers have identified high house prices and heavily-indebted homeowners as major vulnerabilities in the economy.
.
Canadian home prices declined for the second straight month as surging borrowing costs spur a reversal in what had been one of the world’s hottest housing markets.
Canada’s benchmark home price fell 0.8% to C$822,900 in May from the month before, according to data released Wednesday by the Canadian Real Estate Association. Cities in Ontario showed the biggest declines.
Sales also dropped sharply, falling 8.6% from the previous month, the association said.
The drop comes after Canadian home prices shot up more than 50% over a two-year period as ultra-low interest rates and demand for larger living spaces led to bidding wars for properties.
Now, as the Bank of Canada tries to rein in inflation that’s running at nearly 7%, mortgage rates are rising quickly and policy makers have identified high house prices and heavily-indebted homeowners as major vulnerabilities in the economy.
.
The central bank has raised its key policy rate from 0.25% to 1.5% since the beginning of March, while signaling even more aggressive increases could be coming next month.
“May picked up where April left off, with sales activity continuing to slow and softening prices in many parts of the country,” CREA Chair Jill Oudil said in a statement. “We are in a period of rapid change, but one that should settle to a more balanced housing market in time.”
Last week, at its annual review of the financial system, the central bank said those who bought homes during the pandemic could become vulnerable as rates rise because they took on high levels of debt to do so, and the meager equity they’ve built up so far could be wiped out as prices fall.
The markets driving the national price decline are smaller cities in Ontario that experienced the biggest gains during the pandemic boom, as buyers priced out of Toronto looked further afield. Cambridge, Ontario, about an hour outside Toronto, saw benchmark prices fall 4.6% in May from the previous month, while home prices in North Bay, almost four hours away, fell 4%, the data show.
In a sign the pain is starting to spread, the same pattern held around Vancouver, where the biggest losses in surrounding markets like Chilliwack, British Columbia, where prices fell 3%.
Still, the cooling in the national market has only brought activity back to levels that are more in line with historical norms. The number of sales in May was slightly above the 10-year average for the month, for example.
The ratio of sales to new listings, a measure of market tightness, fell to 57.5% -- a three-year low that is close to its longer-term average, data from the real estate association showed.
.
“May picked up where April left off, with sales activity continuing to slow and softening prices in many parts of the country,” CREA Chair Jill Oudil said in a statement. “We are in a period of rapid change, but one that should settle to a more balanced housing market in time.”
Last week, at its annual review of the financial system, the central bank said those who bought homes during the pandemic could become vulnerable as rates rise because they took on high levels of debt to do so, and the meager equity they’ve built up so far could be wiped out as prices fall.
The markets driving the national price decline are smaller cities in Ontario that experienced the biggest gains during the pandemic boom, as buyers priced out of Toronto looked further afield. Cambridge, Ontario, about an hour outside Toronto, saw benchmark prices fall 4.6% in May from the previous month, while home prices in North Bay, almost four hours away, fell 4%, the data show.
In a sign the pain is starting to spread, the same pattern held around Vancouver, where the biggest losses in surrounding markets like Chilliwack, British Columbia, where prices fell 3%.
Still, the cooling in the national market has only brought activity back to levels that are more in line with historical norms. The number of sales in May was slightly above the 10-year average for the month, for example.
The ratio of sales to new listings, a measure of market tightness, fell to 57.5% -- a three-year low that is close to its longer-term average, data from the real estate association showed.
.
▪️با افزایش تدریجی نرخ بهره قیمت خانه در حال کاهش است و بگفته Robert Hogue یکی از اقتصاددانان بانک RBC فروشنگان بسرعت شانس خود برای بفروش رساندن ملک در بازار قدرتمند را از دست می دهند،هرچند شرایط عرضه و تقاضا هنوز خریداران را در شرایط خوبی قرار نداده است.
▪️در ماههای آپریل و می فروش ملک 8.6 درصد کاهش یافته و در عین حال لیستینگ های ملک بصورت ماه به ماه 4.5 درصد افزایش داشته است. نسبت فوش-به لیستینگ های جدید به پایین تر شکل خود از آپریل 2019 یعنی 57.5 درصد رسیده است. بگفته وی این انتظار وجود دارد با افزایش مجدد نرخ بهره، کاهش قیمت ملک همچنان ادامه داشته باشد و سرد شدن ایجاد شده در ماههای اخیر، در ماههای آینده نیز تشدید یابد و در نهایت منجر به اصلاح گسترده قیمت ها شود.
.
▪️در ماههای آپریل و می فروش ملک 8.6 درصد کاهش یافته و در عین حال لیستینگ های ملک بصورت ماه به ماه 4.5 درصد افزایش داشته است. نسبت فوش-به لیستینگ های جدید به پایین تر شکل خود از آپریل 2019 یعنی 57.5 درصد رسیده است. بگفته وی این انتظار وجود دارد با افزایش مجدد نرخ بهره، کاهش قیمت ملک همچنان ادامه داشته باشد و سرد شدن ایجاد شده در ماههای اخیر، در ماههای آینده نیز تشدید یابد و در نهایت منجر به اصلاح گسترده قیمت ها شود.
.
New Condo development by Block Developments located at Dufferin St & Queen St W, Toronto.
Est. Occupancy: December 2022
Minutes to walk to the 301 & 501 Streetcar for travelling to work, play, entertainment or simply exploring all the city has to offer. Steps to Liberty Village, King West. Close to BMO Field, Exhibition Place, Lake Ontario, Forty York, the CNE and so much more! Close proximity to Gardiner Expressway. Minutes away to Trinity Bellwoods Park.
Amenities:
Barbeques, Catering Kitchen, Executive Concierge in Lobby, Fitness Center with Cardio & Weight Equipment, Lounge Areas with Fire pit, Dining & Meeting Room, Eco Friendly Green Roofs, Sunbathing, Designer Decorated Party Room with Full Kitchen, Pet Spa, Security Cameras, Rooftop Terrace Lounge
Prices Start from $1,334,900 - $1,745,900
957 sq ft to 1444 sq ft
Ceiling Height: 9" - 10"
Deposit Notes: 10%
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.
Est. Occupancy: December 2022
Minutes to walk to the 301 & 501 Streetcar for travelling to work, play, entertainment or simply exploring all the city has to offer. Steps to Liberty Village, King West. Close to BMO Field, Exhibition Place, Lake Ontario, Forty York, the CNE and so much more! Close proximity to Gardiner Expressway. Minutes away to Trinity Bellwoods Park.
Amenities:
Barbeques, Catering Kitchen, Executive Concierge in Lobby, Fitness Center with Cardio & Weight Equipment, Lounge Areas with Fire pit, Dining & Meeting Room, Eco Friendly Green Roofs, Sunbathing, Designer Decorated Party Room with Full Kitchen, Pet Spa, Security Cameras, Rooftop Terrace Lounge
Prices Start from $1,334,900 - $1,745,900
957 sq ft to 1444 sq ft
Ceiling Height: 9" - 10"
Deposit Notes: 10%
For Booking please call:
Hojjatollah Izady
Realtor
HomeLife/Cimerman Real Estate Ltd., Brokerage
647-772-9502
hoizady@yahoo.com
.